Enjoy preferential time deposit rates with Citigold

With Citigold, you can get up to 5.00% gross p.a. in Time Deposits

WHAT YOU CAN GET
  • Tenor Volume Tier Rate p.a.*
    6 months P5,000,000 to less than P10,000,000 4.40%
    P10,000,000 to less than P25,000,000 4.60%
    P25,000,000 and up 4.80%
    12 months P5,000,000 to less than P10,000,000 4.80%
    P10,000,000 to less than P25,000,000 4.90%
    P25,000,000 and up 5.00%

    * Gross rate per annum. Rates valid until September 30, 2022.
    Not valid in conjunction with any new-to-bank promotion

  • Benefits at a glance:

    • Dedicated team of wealth management experts through CFSI.

      Dedicated team of wealth management experts through CFSI.

    • Investment insights from Citi experts through CFSI.

      Investment insights from Citi experts through CFSI.

    • Access to local and global investment products through CFSI.

      Access to local and global investment products through CFSI.

    • Preferential FX rates and airport lounge access through Citibank.

      Preferential FX rates and airport lounge access through Citibank.

    • Complimentary Citi credit card of your choice with no annual fees for life (except Citi Prestige Card) through Citibank.

      Complimentary Citi credit card of your choice with no annual fees for life (except Citi Prestige Card) through Citibank.

TERMS AND CONDITIONS

Time Deposit terms and conditions apply. For complete details, please click here.

For Deposit products only: Citibank is a member of PDIC. Deposits are insured by PDIC up to P500,000 per depositor.

For Investment products brokered by CFSI: Not PDIC insured, not a bank deposit, no bank guarantee & may lose value.

Citibank, N.A - Philippine Branch and Citicorp Financial Services and Insurance Brokerage Philippines, Inc. (CFSI) are separate legal entities.

CFSI is a separate investments and insurance brokerage legal entity.


For any concerns, you may call us at(632) 8995-9999 (632) 8995-9999 or send us a message through www.citibank.com.ph.

This bank is regulated by Bangko Sentral ng Pilipinas (BSP) with webchat at https://www.bsp.gov.ph, while CFSI is regulated by the Securities and Exchange Commission (SEC) with telephone number
(632) 8818-2016, and Insurance Commission (IC) with telephone number (632) 8523-8461.

Start a Citi Priority relationship today and get up to P35,000 cash credits.

WHAT YOU CAN GET
  • Welcome Reward

    Get P1,000 cash credits when you open a Citigold relationship with a minimum Total Relationship Balance (TRB)1 of P1,000,000.

  • Fresh Funds Reward

    Get additional cash credits when you book in any or both of the following:

    1. Checking or Savings account (CASA) product in Citibank.
    2. Investment Product through CFSI.
    Fresh Funds Cash Reward
    P1 million to less than P 2.5 million P5,000
    P2.5 million and up P10,000
  • Wealth Accelerator Reward

    You get more cash credits when you place at least 80% of your funds into a Checking and Savings Account or an investment through CFSI.

    Wealth Accelerator Cash Reward
    P1 million to less than P2.5 million P5,000
    P2.5 million and up P20,000
  • Early Funding Reward

    Get additional P1,000 cash credits when you meet the required TRB of P1,000,000 on the same month you open your Citi Priority relationship.

  • Credit Card Premium Reward

    P1,000 cash credits await principal Citi credit card holders who open a Citi Priority relationship and make a minimum cumulative spend of P5,000 within the first 3 months.

  • Online Exclusive Reward NEW!

    Earn additional P2,000 cash credits when you submit an online application by filling out the online form on this page and successfully open and fund your new Citi Priority relationship.

  • Benefits at a glance2:

    • Free withdrawals from any local ATM and Citibank ATMs abroad through Citibank.

      Free withdrawals from any local ATM and Citibank ATMs abroad through Citibank.

    • 24/7 access to your account with the Citi Mobile® App through Citibank.

      24/7 access to your account with the Citi Mobile® App through Citibank.

    • Preferred Citi Personal Loan Rates through Citibank.

      Preferred Citi Personal Loan Rates through Citibank.

HOW TO QUALIFY
HOW TO QUALIFY
  • Start a Citi Priority relationship anytime until September 30, 2022.
HOW TO QUALIFY
  • Fund your account to meet the minimum TRB on the month of relationship establishment.
  • Citi Priority – Minimum Total Relationship Balance is at P1 million.
HOW TO QUALIFY

Maintain Citi Priority status for a period of 7 months from date of establishment.

HOW TO QUALIFY

Should have an active Citi Priority Debit Mastercard with Citibank.

HOW TO QUALIFY

Should not have any other existing primary account with Citibank or CFSI.

HOW TO QUALIFY

Fill out and sign the Wealth Management Referral Form.

HOW TO QUALIFY

Should not be a US Person, incumbent government official or
employee, or resident of European Union or European Economic
Area, and certain countries.

  • 1 TRB is the consolidated balance of client's holdings in deposits with Citibank, N.A., Philippine Branch (Citibank) and in investments purchased through Citicorp Financial Services and Insurance Brokerage Philippines Inc. (CFSI). It includes all Checking & Savings account (CASA) and Time-Deposits with Citibank as well as Bonds, Funds and other investments purchased through CFSI.
  • 2 These products and services will be available until advised otherwise.
AWARDING

The cash incentive will be awarded (“cash reward”) and shall be credited into the customers' active primary Citibank Peso Savings or Current account based on the following schedules:

Awarding Schedule Cash Credit
Last business day of the seventh (7th) month from establishment of the new Citigold relationship 100% of the total Cash Reward - provided the client maintained the recorded TRB for the past six (6) months from the account opening
TERMS AND CONDITIONS

Wealth Accelerator v2.0 – Online Exclusive Acquisition Promo

  1. The Wealth Accelerator v2.0 – Online Exclusive Acquisition Promo (“Wealth Accelerator – Online Exclusive Acquisition Promo” or the “Promo") will run from July 19, 2022 to September 30, 2022 (“Promo Period”).
  2. The Promo is not valid in conjunction with other promotions, including, but not limited to, any acquisition promo or High-Rate Time Deposit (HRTD) offer with Citibank, N.A. Philippine Branch (Citibank) or other similar or related promos with Citibank and Citicorp Financial Services & Insurance Brokerage Philippines, Inc. (CFSI) within the Promo Period.
  3. Only new clients of Citibank, or CFSI who qualify under the criteria set out below and are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations and policies from participating in and/or qualifying for this Promo will be considered as eligible availers (“Eligible Customers”). Incumbent government officials or employees, whether elected or appointed, corporate account and US persons (i.e. a citizen or lawful resident, green card holder of the United States of America) are not eligible to participate in this Promo. The Promo is not available to individuals who are residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, Isle of Man, San Marino, Vatican, United Kingdom or other jurisdictions where this activity is restricted due to applicable laws and regulations or Citibank policy.
  4. A new client is eligible for the Promo if he/she meets all of the following criteria set out in this section and the other conditions set out in the succeeding sections:
    1. Applies online via www.citibank.com.ph;
    2. Opens a relationship with Citibank or with Citibank and CFSI as the Primary Account holder in the relationship, with Total Relationship Balance1 of at least P1,000,000 (or its foreign currency equivalent) under the Citi Priority segment or P4,500,000 (or its foreign currency equivalent) under the Citigold segment;
    3. Meets the Total Relationship Balance1 of at least P1,000,000 (or its foreign currency equivalent) under the Citi Priority segment or P4,500,000 (or its foreign currency equivalent) under the Citigold segment by the third (3rd) month from establishment of the new Citi Priority or Citigold relationship;
    4. Has an active Citigold or Citi Priority Debit Mastercard®;
    5. At least 18 years of age;
    6. Does not have any existing Citibank, or Citibank and CFSI relationship as the Primary Account holder; and
    7. Maintains his/her Citi Priority or Citigold status for a period of seven (7) months from the date an account has been opened.

    New clients who were eligible for the Promo but subsequently were unable to meet the eligibility requirements during the said given period shall no longer be covered by the Promo.

     

  5. A client who has a closed Citibank and/or CFSI relationship for more than 12 months at the time of the Promo is also considered a new client.
  6. Welcome Reward: The new client will be awarded the Welcome Reward by opening of the new Citi Priority or Citigold relationship in the form of Cash Credits as detailed below:
    Reward Type (PHP) Fresh Funds Cash Reward
    Citi Priority
    Welcome Reward
    At least P1,000,000 P1,000
    Citigold
    Welcome Reward
    At least P4,500,000 P2,000
  7. Fresh Funds Reward: A new Citi Priority or Citigold client will be rewarded additional Cash Credits when fresh funds are booked in 1) any Checking or Savings account (CASA) product in Citibank, 2) a Special 6-month Time Deposit (TD) product in Citibank, or 3) an Investment Product/s through CFSI, or 4) a mix of the three by the third (3rd) month from the establishment of Citi Priority or Citigold relationship.

    For client with investment booking through CFSI, computation of fresh funds is based on investment amount net of fees at the time of investment booking through CFSI and total balance in CASA in Citibank.

    Reward Type (PHP) Fresh Funds Cash Reward
    Citi Priority
    Fresh Funds Reward
    P1,000,000 to less than P2,500,000 P5,000
    P2,500,000 to less than P4,500,000 P10,000
    Citigold
    Fresh Funds Reward
    P4,500,000 to less than P6,000,000 P45,000
    P6,000,000 to less than P10,000,000 P70,000
    P10,000,000 to less than P20,000,000 P140,000
    P20,000,000 and up P300,000
  8. Wealth Accelerator Reward: A new Citi Priority or Citigold client will be rewarded additional cash credits with amounts depending on the transactions described below that are successfully completed by the client by the third (3rd) month from the establishment of Citi Priority or Citigold relationship:

     

    Client’s availment of the Wealth Accelerator Reward is neither mandatory nor a precondition in availing the other Rewards under this Promo provided that he/she meets the required Total Relationship Balance1 of at least P1,000,000 (or its foreign currency equivalent) under the Citi Priority segment or 3 of 4 P4,500,000 (or its foreign currency equivalent) under the Citigold segment in the case of transactions covered under Sections 8(a) and (b).

  9. Early Funding Reward: New Citi Priority or Citigold clients will be rewarded additional Cash Credits provided that client meets the required minimum relationship Balance1 of at least P1,000,000 (or its foreign currency equivalent) under the Citi Priority segment or P4,500,000 (or its foreign currency equivalent) under the Citigold segment on the same month of the establishment of the new Citi Priority or Citigold relationship.

    Early Funding Reward
    Citi Priority Citigold
    P1,000 in Cash Credits P2,000 in Cash Credits
  10. Card Premium Reward: Exclusive to existing principal Citi credit card holders and primary account holders who apply for a principal Citi credit card with a minimum cumulative spend of Php5,000 within the first three (3) months at the time of establishing the Citigold or Citi Priority relationship.
    Card Premium Reward
    Citi Priority Citigold
    P1,000 in Cash Credits P1,000 in Cash Credits
  11. Online Exclusive Reward: New Citi Priority or Citigold clients will be rewarded additional Cash Credits provided that client’s initiates and submits an online application request via www.citibank.com.ph and meets Total Relationship Balance1 of at least P1,000,000 (or its foreign currency equivalent) under the Citi Priority segment or P4,500,000 (or its foreign currency equivalent) under the Citigold segment by the 3rd month from the establishment of Citi Priority or Citigold relationship.
    Online Exclusive Reward
    Citi Priority Citigold
    P2,000 in Cash Credits P5,000 in Cash Credits
  12. Awarding Schedules. The cash incentive will be awarded (“cash reward”) and shall be credited into the customers’ active primary Citibank Peso Savings or Current account based on the following schedule:
    Awarding Schedule Cash Credit
    Last business day of the seventh (7th) month from establishment of the new Citi Priority or Citigold relationship 100% of the total Cash Reward - provided the client maintained the recorded TRB for the past six (6) months from the account opening
    1. Qualified clients shall receive a confirmation advisory on the schedule stated above.
    2. Crediting will be done on a client level in which he/she is the primary Peso Savings or Checking bank account holder. No Cash Credits is allowed to be awarded to a bank account where the client is a secondary bank account holder.
    3. In case of United States Dollar (USD)-denominated funds that is considered for the purpose of this promo, a fixed exchange rate of USD1.00=PHP54.00 shall be used in computing the corresponding PHP-denominated Cash Credits for this Promo.
  13. By participating in the Promo, new clients who are eligible for the Promo hereby authorize the transfer, disclosure and communication of information relating to his/her accounts to and from/between Citibank 4 of 4 and CFSI, participating merchants, service providers, and relevant third parties for the purpose of marketing and promotion, verification, checking, validation, and fulfillment.
  14. Citibank or CFSI may modify, suspend or terminate the Promo (the “Action”) upon prior approval of DTI except in the event the Promo is rendered illegal due to change in law or regulation, or in a force majeure event such as war, public health crisis, in which case, Citibank or CFSI may take the Action and shall give notice to the DTI as soon as reasonably practicable provided that any such Action will not affect the right of the eligible clients who have fulfilled all the promo conditions for the awarding of rewards prior to the Action.
  15. Fraud, abuse, misrepresentation or any unauthorized action relating to the availment of the products, participation in the Promo, or redemption of the Cash Credits may result in disqualification of the clients from the Promo, suspension or cancellation of the banking privileges, closing of the accounts in Citibank and CFSI or the forfeiture of the Cash Credits via a debit by Citibank of the equivalent amount from the client’s bank deposit account, at Citibank’s and/or CFSI’s discretion, as the case may be. This shall be without prejudice to any legal action that may be taken by Citibank and/or CFSI.
  16. The Promo and its rewards are not convertible to Rewards Points, Premier Miles, or any other form of reward.
  17. In case of dispute, Citibank’s or CFSI’s decision will be final with prior approval of DTI.

Per DTI Fair Trade Permit No. FTEB-147721, Series of 2022.

1Total Relationship Balance (TRB) is the consolidated balance of client’s holdings in deposits with Citibank, N.A., Philippine Branch (Citibank) and in investments purchased through Citicorp Financial Services and Insurance Brokerage Philippines Inc. (CFSI). It includes all Checking & Savings account (CASA) and Time-Deposits with Citibank as well as Bonds, Funds and other investments purchased through CFSI.

  • Citigold minimum Total Relationship Balance: Php 4,500,000 (or its foreign currency equivalent).
  • Citi Priority minimum Total Relationship Balance: Php 1,000,000 (or its foreign currency equivalent).

For Deposit products only: Citibank is a member of PDIC. Deposits are insured by PDIC up to P500,000 per depositor.

For Investment products brokered by CFSI: Not PDIC insured, not a bank deposit, no bank guarantee & may lose value.

Citibank, N.A., Philippine Branch and Citicorp Financial Services and Insurance Brokerage Philippines, Inc. (CFSI) are separate legal entities.

CFSI is a separate investments and insurance brokerage legal entity.


For any concerns, you may call us at (632) 8995-9999 (632) 8995-9999 or send us a message through www.citibank.com.ph.

This bank is regulated by Bangko Sentral ng Pilipinas (BSP) with webchat at https://www.bsp.gov.ph, while CFSI is regulated by the Securities and Exchange Commission (SEC) with telephone number
(632) 8818-2016, and Insurance Commission (IC) with telephone number 8818-0921.

Get the Online Exclusive Reward
by completing this online
application form.

We'll get in touch with you in two business days.

* All fields are mandatory.

HOW MUCH ARE YOU WILLING TO DEPOSIT IN CITIBANK AND/OR BOOK THROUGH CFSI TO INVEST?

Personal Information

By clicking "Apply now" and providing my personal information, I understand and agree that Citibank, Citi affiliates or their service providers may contact me about their promos, products and services through the information I have provided.