CITI SALARY LOAN

Citi Salary Loan

Whether it's that dream vacation, that long-awaited home renovation, or even pursuing your educational dreams, we've got the loan for you.

Citi Salary Loan offers flexible terms of up to 48 months and payment convenience via salary deduction. Apply for your salary loan online today and get approved in as fast as 24 hours.


*The Citi Salary Loan program is a variant of Citi Personal Loan, offered to employees of accredited companies only.

BENEFITS AT A GLANCE:

  • Approval in as fast as 24 hours
  • Flexible terms of up to 48 months
  • No collateral or guarantor needed
  • High loan amount of up to P 2M (subject to approval)
  • Payment convenience via salary deduction

24-HOUR APPROVAL

  • Approval is subject to credit evaluation. Should your application need further processing, we may take longer than 24 hours.
  • Complete documents should be submitted to Citibank by 5pm on a business day. Documents submitted on a Friday or a day before a holiday will be processed on the succeeding business day.
  • Once your Citi Salary Loan account has been approved, you will receive another call from us to finalize the details of your loan booking.

IDEAL FOR THESE CASH NEEDS:

  • Improving your home
  • Going on your dream vacation
  • Simplifying your debts
  • Being ready for emergencies
  • Enrolling your kids
Eligibility

Eligibility criteria to apply for a Citi Salary Loan.

Citi Salary Loan
Age 21-65 years old
Employment

Employed in a Salary Loan accredited company for at least 12 months

  • For accredited BPO companies: At least 3 years in the current job
Minimum Annual Income

P250,000

Requirements

Requirements of a Citi Salary Loan.

Please submit the following:

  • One (1) valid government-issued ID with photo and signature
  • Latest pay slip for one full month OR Certificate of Employment (COE)
  • Duly accomplished application form with HR Endorsement via:
  1. Section 08 of the Salary Loan application form or
  2. Attached email endorsement from the Company’s HR authorized signatory with the complete details below:
  • Employee Name
  • Employee ID number
  • Date Hired
  • Position
  • Attestation that applicant is a regular employee without pending resignation
  • If with pending resignation, specify the effective date of resignation.
  • Attestation that the customer employment details provided are true and correct
  • Attached income documents of the employee

Email your complete documents to phsalaryloans@citi.com.

FAQs

Citi Salary Loan

  • Employee Name
  • Employee ID number
  • Date Hired
  • Position
  • Attestation that applicant is a regular employee without pending resignation
  • If with pending resignation, specify the effective date of resignation.
  • Attestation that the customer employment details provided are true and correct
  • Attached income documents of the employee

A Citi Salary Loan application can be processed in as fast as 24 hours. Just make sure that complete documents are submitted to Citibank by 5pm on a business day. Documents submitted on a Friday or a day before a holiday will be processed on the succeeding business day. Should your application need further processing, we may take longer than 24 hours.

Once approved, you will receive a call from Citi to arrange your mode of disbursement. You may also contact our CitiPhone at (632) 8995-9999 (632) 8995-9999 for the status of your application.

  • Choose your preferred mode of disbursement:

    • Credit to payroll account
    • Delivery of a Manager's Check to your registered billing address
  • Review and sign the Loan Disclosure Statement (DS).
  • Loan proceeds will be released upon Citi's receipt of the signed DS.

For your security, loan proceeds will only be released to the loan applicant.

For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087.