CITI PERSONAL LOAN
Bring your plans to life with
Citi Personal Loan
Get approved in as fast as 24 hours
Citi Personal Loan features
Approval in as fast as 24 hours
High loan amount of up to P2 million without any collateral or guarantor
Flexible repayment terms of 1 to 5 years
Enjoy maximum benefits
with a Citi Personal Loan
Get extra cash fast for your business needs with Citi Personal Loan’s 24-hour approval.
Spruce up your home with extra funds with a Citi Personal Loan for your home improvement needs.
Fund your expenses whether for school admission or debt payment with a Citi Personal Loan.
Personal Loan Repayment Calculator
Financial planning is crucial to ensure that you face no monetary challenges while paying your loan EMI each month. If you want to apply for a personal loan, then before doing so, you can use our personal loan repayment calculator to estimate your monthly repayments.
Example: If you borrow a loan of P50,000, payable in 12 monthly installments, at an applicable annual contractual rate of 26.9%, with the disbursement fee of P1,750 and documentary stamp tax of P0, the total loan repayment amount will be P59,331.17.
Citi Personal Loan Eligibility, Requirements and FAQs
You are at least 21 to 65 years old.
You are a Filipino resident or a local resident foreigner with a valid Philippine billing address.
You have a Tax Payer's Identification Number (TIN).
You are a principal credit cardholder.
Have a minimum gross annual income of Php 250,000.
Please submit the following:
One (1) valid government-issued ID with photo and signature.
Latest complete 1 month pay slip issued within the last 2 months (Note: If you receive two or more pay slips in a month, please submit all of them); or
Certificate of Employment with Salary issued within the last 2 months; or
Latest ITR with BIR stamp (Note: ITR that was issued in 2020 will only be accepted until June 30, 2022)
Latest income tax return of your business (Form 1701) – all pages; AND
Latest Audited Financial Statements of the business with independent auditor’s report and balance sheets and tax receipt with bank stamp – all pages
Duly accomplished application form Fill out online, Download Form.
Please submit a photocopy of either of the following:
Valid passport or ACR, AND
Any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.
You may send your documents via:
Email to email@example.com
Can I assign someone else to receive my Citi® Personal Loan proceeds on my behalf?
How do I receive my Citi® Personal Loan proceeds?
How long does it take for my Citi® Personal Loan application to be processed?
How will I know if my Citi® Personal Loan application has been approved?
What is Citi Personal Loan?
What is the difference between secured and unsecured loans?
Who can apply for a Citi Personal Loan?
How to apply for Citi Personal Loan online?
How is your personal loan interest calculated?
When do I have to start making payments for my personal loan?
Terms and Conditions
Click here to view terms and conditions
For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.
Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.