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FOR A LIMITED TIME ONLY: Get up to P5,000 eGift Voucher upon approval

The right loan for your plans

Approval in as fast as 24 hours

High loan amount of up to P2 million without any collateral or guarantor

Flexible repayment terms of 1 to 5 years

Bring your plans to life with Citi Personal Loan

Select what you need and see what your amortization may look like

business
expansion

home
improvement

personal
growth

holiday

debt
consolidation

others
I need
P 100,000
100000
P100,000 P2,000,000 Available repayment plans
P3,047.67/month for 60 months ACR 26.9%
These are estimated amortizations based on average Annual Contractual Rate (ACR) of 26.9%. Know more about ACR on our Fees and Charges page. Your actual amortizations will be reflected in the loan disclosure statement. A disbursement fee of P1,750 shall apply. Documentary stamp tax at P1.50 per P200 of your loan amount may also apply.

Example: If you borrow a loan of P50,000, payable in 12 monthly installments, at an applicable annual contractual rate of 26.9%, with the disbursement fee of P1,750 and documentary stamp tax of P0, the total loan repayment amount will be P59,331.17.
Eligibility and Required Documents

  • You are at least 21 to 65 years old.

  • You are a Filipino resident or a local resident foreigner with a valid Philippine billing address.

  • You have a Tax Payer's Identification Number (TIN).

  • You are a principal credit cardholder.

  • Have a minimum gross annual income of Php 250,000.

Terms and Conditions

 Click  here  to view terms and conditions
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If you are a cardholder and want to know more about cash and installment products, click here.
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If you are a cardholder and want to know more about cash and installment products, click here.