Credit cards are great for cashless transactions and we all know that. They save you from standing in long queues at ATMs. They provide purchase protection, fraud protection, and extended warranties.
But aside from these benefits, many credit cards also come with a treasure trove of privileges–and even freebies–that not all cardholders are able to take advantage of. How many of these do you know?
Shopping perks. Score retail discounts and even free items for a certain minimum spend amount with specific retail brands and fine dining.
Leisure privileges. Spoil yourself with exclusive discounts and access to golf clubs, restaurants, health and beauty clubs, sporting events, gift and flower deliveries, and select lifestyle happenings.
Pay in easy installments. Be on the lookout to score 0% interest installment offers or enjoy pay later option on certain products for specific promo periods.
Earning while spending. Every swipe you make is equivalent to points. You can use these accumulated points in stores to pay for apparel, appliances, consumer electronics, entertainment, furniture, and even sporting goods. Even the annual membership fee and other financial related products can be paid for with points.
Frequent flyer miles. Cardholders' can use their accumulated miles or rewards points to redeem free flights and hotel stays.
Automatic insurance. Flight issues? Call your credit card provider right away. Many banks provide insurance protection in cases of a missed flight, delayed or canceled flight, delayed or lost luggage, and accident coverage of up to P1 million for the entire duration of your trip.
Access to VIP lounges. Credit cards also provide access to VIP airport lounges. With this benefit, you can enjoy complimentary snacks and drinks and Wi-Fi access while waiting for your flight. Some elite cards also come with complimentary airport meet-and-assist services and even luxury airport transfers to and from your hotel.
Discounts and freebies on hotel and attractions. Subscribe to newsletters for exclusive offers on hotel room rates. You can also get suite upgrades by converting reward points. Some cards also offer discounted entrance tickets to international theme parks and tourist attractions.
So if you're looking for a credit card, make sure you compare and choose the one that will give you the most benefits.
For any concerns, you may call us at (632) 995-9999 or send us a message through www.citibank.com.ph.
Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087.