Are You Ready to Take Out a Personal Loan

You could be one step closer to a long overdue home renovation or achieving your entrepreneurial goals with Citi Personal Loan.

Personal loans are not as intimidating and daunting as some people think. With the right attitude and clear purpose in mind, they can be good enablers and make your dreams a reality.

With Citi Personal Loans, bringing your plans to life is simple and straightforward. It can be your partner in expanding your business, renovating a portion of your home, furthering your education, responding to emergencies, and so much more. With approvals in as fast as 24 hours, flexible payment terms, zero collateral, and access to as much as PHP2 million, there's little to no reason not to consider applying for one.

Feeling excited at the thought of realizing your goals? The next step is to find out if you're ready for a Citi Personal Loan. Here are some things to consider before applying:


You must be at least 21 years old and not older than 65 years old.


You must be a Filipino resident or a local resident foreigner with a valid Philippine billing address.

Employment Status

You must have a source of income either as a salaried permanent employee, self-employed business owner, or self-employed professional.


You must meet the minimum requirement of PHP250,000 gross annual income.

Credit Card Information

You must have a principal credit card, which is at least 1 year old if from other banks and 6 months old if from Citi.


You will need to state what the loan will be used for. The Citi Personal Loan may be disbursed for different financial needs, including home improvement, travel, vehicle purchase, business, emergencies, education, and debt consolidation.

Citi Personal Loans also made the loan application procedure a breeze with its fast approval process. Submit all the required paperwork, and your loan application can be approved in just 24 hours. As to date, this is the fastest personal loan approval process compared to other banks*. Take note: Only applications with complete requirements will be processed, so be sure to have the documents listed below on hand.

  • Fully accomplished application form
  • One (1) valid government-issued ID with photo and signature.
  • For employed: Latest Income Tax Return (BIR Form 2316) or latest 1-month full pay slip
  • For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor's report and balance sheets and tax receipt

Don't let anything hold you back from achieving your goals sooner. Find out if you're eligible to take up a Citi Personal Loan in as fast as
2 minutes! Check out our Loan Eligibility Quiz now.

*Terms and conditions apply. ASC Ref No. C168P080318C.

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For any concerns, you may call us at (632) 8995-9999 or send us a message through
Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087.