Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan

in as fast as 24 hours.

T&C Apply.

Personal Loan Features

  • Approval in as fast as 24 hours
  • Flexible terms of 1 to 5 years
  • No collateral or guarantor needed
  • High loan amount of up to P 2 Million (subject to approval)
  • Annual loan rate of 26.9% - 30.9% for new to Citi customers* .

*For existing Citi customers, annual loan rate may be higher or lower than above subject to credit review.

* Terms and conditions apply.

* Example: If your loan is P200,000, booked on Aug 10 with payment due every 1st of the month, payable in 36 monthly installments at an applicable Annual Contractual Rate of 26.9%, with Disbursement Fee of P1,750 and Documentary Stamp Tax of P1,500, the Effective Interest Rate is 30.04% and the total amount to be repaid will be P292,629.97

Citibank is located at Citi Plaza, 34th Street Bonifacio Global City, Taguig, Metro Manila Philippines.


Please submit the following:

  • One (1) valid government-issued ID with photo and signature.
  • For employed: latest 1 month full pay slip
  • For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor's report and balance sheets and tax receipt.

Foreign Nationals:

Please submit a photocopy of either of the following:

  • Valid passport or ACR, AND
  • Any of the following proofs of local residency:
    • Immigrant Certificate of Residency (ICR)
    • ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
    • Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    • Special Resident Investors (SRIV)
    • Special Resident Retirement Visa (SRRV)
    • For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.
Do you have a credit card where you are the principal cardholder*?
*Should be a credit card holder for at least 3 months. Supplementary and debit cards are not included.

For existing Citi customers, please note that we will use your Citi-registered mobile number and e-mail address in sending communications related to your Citi Personal Loan application.

If you wish to update your registered contact details, you may call CitiPhone at 8995-9999 from 8am to 9pm or log on to

How would you like to apply?
  • Give us your details and we'll call you within the next business day to assist you in your application.
  • Fill out an online application form and instantly find out if you're eligible.


Thank you for your interest.
However, we cannot proceed with your loan application.