Personal Loan Features
- Approval in as fast as 24 hours
- Flexible terms of 1 to 5 years
- No collateral or guarantor needed
- High loan amount of up to P 2 Million (subject to approval)
- Annual loan rate of 26.9% - 30.9% for new to Citi customers* .
*For existing Citi customers, annual loan rate may be higher or lower than above subject to credit review.
* Terms and conditions apply.
* Example: If your loan is P200,000, booked on Aug 10 with payment due every 1st of the month, payable in 36 monthly installments at an applicable Annual Contractual Rate of 26.9%, with Disbursement Fee of P1,750 and Documentary Stamp Tax of P1,500, the Effective Interest Rate is 30.04% and the total amount to be repaid will be P292,629.97
Citibank is located at Citi Plaza, 34th Street Bonifacio Global City, Taguig, Metro Manila Philippines.
Please submit the following:
- One (1) valid government-issued ID with photo and signature.
- For employed: latest 1 month full pay slip
- For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor's report and balance sheets and tax receipt.
Please submit a photocopy of either of the following:
- Valid passport or ACR, AND
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors (SRIV)
- Special Resident Retirement Visa (SRRV)
- For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.
*Should be a credit card holder for at least 3 months. Supplementary and debit cards are not included.
For existing Citi customers, please note that we will use your Citi-registered mobile number and e-mail address in sending communications related to your Citi Personal Loan application.
If you wish to update your registered contact details, you may call CitiPhone at 8995-9999 from 8am to 9pm or log on to www.citibank.com.ph
- Give us your details and we'll call you within the next business day to assist you in your application.
- Fill out an online application form and instantly find out if you're eligible.