Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan

in as fast as 24 hours.

T&C Apply.

Do you have a credit card where you are the principal cardholder*?
*Should be a credit card holder for at least 3 months. Supplementary and debit cards are not included.
How would you like to apply?
  • Give us your details and we'll call you within the next business day to assist you in your application.
  • Fill out an online application form and instantly find out if you're eligible.
Sorry

Sorry.

Thank you for your interest.
However, we cannot proceed with your loan application.

Personal Loan Features

  • Approval in as fast as 24 hours
  • Flexible terms of 1 to 5 years
  • No collateral or guarantor needed
  • High loan amount of up to P2 Million (subject to approval)
  • Average annual contractual rate of 29.9*

*Terms and conditions apply.

* Example: If your loan is P50,000, which is payable in 12 monthly installments, at an applicable annual contractual rate of 29.9%, with the disbursement fee of P1,750 and documentary stamp tax of P375, the total amount to be repaid will be P60,585.

UnionBank is located at UnionBank Plaza Building, Meralco Ave. corner Onyx St. Ortigas Center, Pasig City, Philippines.

Requirements

  • You are at least 21 to 65 years old.
  • Have a minimum gross annual income of Php 250,000

Please submit the following:

  • One (1) valid government-issued ID with photo and signature.
  • For employed: latest 1 month full pay slip
  • For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor's report and balance sheets and tax receipt.

Foreign Nationals:

Please submit a photocopy of either of the following:

  • Valid passport or ACR, AND
  • Any of the following proofs of local residency:
    • Immigrant Certificate of Residency (ICR)
    • ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
    • Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    • Special Resident Investors (SRIV)
    • Special Resident Retirement Visa (SRRV)
    • For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.

For more information about your ZIP code, please visit the www.phlpost.gov.ph website

For existing Citi customers, please note that we will use your Citi-registered mobile number and email address in sending communications related to your Citi Personal Loan application.

For inquiries about your pending Citi Personal Loan application or existing Citi Personal loan account, or to update your contact details, please call CitiPhone at 8995-9999 from 8am to 9pm. You may also update your registered contact details by logging in to www.citibank.com.ph.

Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi", “Citibank", “Citigroup", the Arc design and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities.​​