Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan

in as fast as 24 hours.

T&C Apply.

Processing of applications for Citi Personal Loan will only be until June 30, 2023.
All applications that are not processed by the cut-off date will be converted to UnionBank Personal Loan.

Personal Loan Features

  • Approval in as fast as 24 hours
  • Flexible terms of 1 to 5 years
  • No collateral or guarantor needed
  • High loan amount of up to P 2 Million (subject to approval)


  • You are at least 21 to 65 years old.
  • Have a minimum gross annual income of Php 250,000

Please submit the following:

  • One (1) valid government-issued ID with photo and signature.
  • For employed: latest 1 month full pay slip
  • For self-employed: Latest Income Tax Return (BIR Form 1701); and Audited Financial Statements (AFS) of the business with independent auditor's report and balance sheets and tax receipt.

Foreign Nationals:

Please submit a photocopy of either of the following:

  • Valid passport or ACR, AND
  • Any of the following proofs of local residency:
    • Immigrant Certificate of Residency (ICR)
    • ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
    • Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    • Special Resident Investors (SRIV)
    • Special Resident Retirement Visa (SRRV)
    • For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.

For Foreign Nationals, please refer to the requirements here.

Do you have a principal credit card?
How would you like to apply?
  • Give us your details and we'll call you within the next business day to assist you in your application.
  • Fill out an online application form and instantly find out if you're eligible.


Thank you for your interest.
However, we cannot proceed with your loan application.