YOU ARE APPLYING FOR

Features & Benefits>

YOU ARE APPLYING FOR

Citibank Credit Card
  • Never-expiring miles for as low as P30.
  • Free flights or hotel stays from 60 airlines and 8000 hotel choices.
  • Free local and international airport lounge access.
  • 24/7 Visa Signature Concierge service.
  • Earn never-expiring Rewards Points (P30 = 1 Point).
  • Get 3x Rewards Points when you shop, dine or book Cebu Pacific tickets.
  • Use your Rewards Points to pay for your purchases at over 1,000 shops or turn them into miles and exchange them for free flights.
  • Enjoy up to 6% rebate on all your supermarket purchases .
  • Get up to 2% rebate on your Meralco bills.
  • Enjoy 0.20% rebate on all other purchases charged to your card.
  • Enjoy up to 5% rebate on your Shell fuel purchases.
  • Get up to 5% rebate on South Luzon expressway and North Luzon expressway toll load.
  • Enjoy up to 5% rebate on all auto repairs, accessories and services nationwide.
  • Get up to 10% rebate on your Mercury Drug purchases and hospitals bills.
  • Automatic enrolment to Emergency Quick Response Program.
  • Get your rebates when you need them the most.
  • Earn never-expiring Rewards Points (P30 = 1 Point).
  • Get 3x Rewards Points for all dining and shopping purchases.
  • Use your Points to pay for your entire purchase.

Your application will take 5 minutes to complete.

*1.  Are you currently a Principal Citi Cardholder?
Please provide your existing Citi Card number.
You must be the principal cardholder on the account.
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Re-type Primary Citi Card number.
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*2. Do you have a Philippine-issued credit card from another bank (excluding Supplementary cards)?
*3. Select your gross annual income
*4. Nature of Business/ Occupation
Others
*5. Name of the company
CONTINUE RESET
*Title
*First Name
Middle Name
*Last Name
*Name to be appear on Card
*Date of Birth (MM/DD/YYYY)
*Place of Birth (City/Municipality)
Please Indicate the Town/City or province where you were born.
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*Place of Birth (Country)
*Civil Status
*Gender
*Nationality

Mother's Maiden Name

*Mother's Maiden Name (Last Name).
*ID Type
*ID Number
Example:
TIN (9 digits): 784532178,
SSS (10 digits): 9871245684,
GSIS (11 digits): 45698732164,
UMID (12 digits): 981236478655
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*Educational Level
CONTINUE
*Mobile Number (Country code + Mobile Number- Ex: 639179876543)
Home Number (Area code + landline Number - Ex: 029112222)
*Email Address

Your card comes with the convenience of Paperless Banking. By providing your email address*, you agree to enroll in Citi Electronic Statements and Advice/s for your bank and credit card accounts. You will receive your statements of account and select advice/s via email through your registered email address, and will not receive the corresponding hard copies for these. Your enrollment to Citi Electronic Statements and Advice/s will apply to all your accounts now and those that you may open in the future.

Current Home Address

*House/Lot&Blk/Rm/Floor/Unit Number
*Street Name
Building Name/Landmark
*City
*Province of your Current Home Address
*Zip Code
*Is your permanent address the same as your current home address?

Permanent Home Address

*House/Lot&Blk/Rm/Floor/Unit Number
*Street Name
Building Name/Landmark
*City
*Province of your Permanent Home Address
*Zip Code
*Home Ownership
CONTINUE
*Employment Sector
*Employer/Business Name
*Job Title
*Total Number of Years Working
*Nature of Business
*Number of Years with Present Employer
*Source of Funds
*Please Specify

Business Address

*Building Street Number
*Street Name
Rm./Floor/Unit Number/Building Name/Landmark
*City
*Province of your Business Address
*Zip Code
*Business Phone (Area code + landline Number - Ex: 029112222)
Local Extension

*Preferred Mailing Address

Note: If we are unable to verify your preferred mailing address, we may deliver your Citi Card, credit card statements, Citi Ready Credit statements and / or manager's check for your loan proceeds to any of the verified addresses in your application form.

CONTINUE
*Gross Annual Income : PHP (not including bonuses)

Please make sure that the income you declare matches the documents you are submitting.

Income is not the only criterion for approval of application. Depending on your qualifications, we may send you a Classic, Gold or Platinum card.

Credit References (Please declare your existing Credit Cards with other banks (excluding Supplementary Cards))

Note: If we are unable to verify your preferred mailing address, we may deliver your Citi Card, credit card statements, Citi Ready Credit statements and / or manager's check for your loan proceeds to any of the verified addresses in your application form.

*Credit References 1

*Bank Name
*Card Number
*Credit Limit
*Member Since(MM/YYYY)

*Credit References 2

*Bank Name
*Card Number
*Credit Limit
*Member Since(MM/YYYY)

*Credit References 3

*Bank Name
*Card Number
*Credit Limit
*Member Since(MM/YYYY)

*Credit References 4

*Bank Name
*Card Number
*Credit Limit
*Member Since(MM/YYYY)
+ Add Reference - Remove Reference

*Nature of your work

Customer Attestation

As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

If you are self-employed, you MUST attest:

Please indicate your asset value:

Customer Attestation

As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

Further, I hereby certify that I am aware of and will comply with the additional documentary requirements as stated in BSP Circular. I understand that non-compliance with the requirements is sufficient ground for rejection of my application, rejection of further extension of credit on my account or termination of my account.

If you receive purely compensation income from a single employer during the calendar year, you MUST attest:

Customer Attestation

As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

If you are not deriving salary, compensation or income from any business, trade, profession or other activities, you must attest:

Important Advisory:

- Your application is still subject to review and approval. Please expect an SMS within 3 business days on the status of your application.

- We will use your personal information in our records to process your application. If there are changes to your card delivery address and/or mobile number, please contact our 24-Hr CitiPhone at 995-9999 995-9999 before submitting your application.

View Credit Card Fees and Charges, Credit Card Application Terms and Conditions & Citi Card Agreement.

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 and e-mail address - consumeraffairs@bsp.gov.ph. For any concerns, you may contact us at (632) 995-9999 or send us a message through www.citibank.com.ph.

SUBMIT SUBMIT
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Credit Card Fees and Charges

Below is a table of Citi Card Fees and Charges as of July 2015. These fees, charges and interest rates shall apply to all Citibank, N.A. - Philippine Branch issued credit cards.

Annual Membership Fees

Card Type Principal Card Supplementary Card
Citi Rewards P2,500 P1,250
Mercury Drug Citi P2,000 P900
Megaworld Citi P2,000 P1,000
Shell Citi P2,500 P1,200
Citi Cash Back P3,500 P1,750
Citi Platinum, Citi PremierMiles P5,000 P2,500
Citi Classic P1,500 P750
Citi Gold, Rustan's Citi Gold P2,500 P1,250
Cebu Pacific Citi P2,800 P1,400
Rustan's Citi Platinum P5,000 P2,500
  • For Citi Classic Cardholders who were upgraded to the Citi Rewards Card, your Principal Card Annual Membership Fee is P1,500. For Citi Rewards Cardholders approved before December 1, 2014, your Principal Card Annual Membership Fee is P2,000.
  • For Citi Cash Back Visa Cardholders approved before August 1, 2010, your Principal Card Annual Membership Fee is P1,800. For Citi Cash Back MasterCard Cardholders approved before May 15, 2015, your Principal Card Annual Membership Fee is P2,800.
  • For Shell Citi Classic Cardholders and Mercury Drug Citi Classic Cardholders approved before August 8, 2014, your Principal Card Annual Membership Fee is P1,800. For Shell Citi Gold Cardholders and Mercury Drug Citi Gold Cardholders approved before August 8, 2014, your Principal Card Annual Membership Fees are P3,000 and P2,800, respectively.
  • For Citi PremierMiles Cardholders with card number beginning with 4034, your Principal Card Annual Membership Fee is P2,500.
  • For Citigold bank accountholders under Citibank, N.A. - Philippine Branch, your Citi Gold Visa or Citi Platinum Visa Card is free for life.

Interest Rates

Retail Monthly Effective Interest Rate 3.50%
Citi Cash Advance Monthly Effective Interest Rate* 3.64% inclusive of the Citi Cash Advance Service Charge.

Interest rates are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards (PAS) definition, effective interest rate (EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds. (BSP Circular No. 730, s2011)

*The applicable monthly effective interest rate for Citi Cash Advance transactions and related fees and charges for all Cards is 3.64% based on a principal amount of P20,600 (inclusive of the Cash Advance Service Charge).

Other Fees and Charges for All Card Types

Citi Cash Advance Service Charge

P500 or 3% of Citi Cash Advance Amount, whichever is higher. Additional Fee of P500 if the Citi Cash Advance is made over-the-counter.
Monthly Late Charge P500 or 6% of Past Due Amount, whichever is higher.
Foreign Transaction Service Fee All charges made in foreign currencies will automatically be converted to Philippine Peso on the posting dates at the prevailing exchange rate determined by Visa/MasterCard. A fee of up to 3.525% will be imposed on the converted amount which represents our service fee and assessment fees charged by Visa/MasterCard.
Account Maintenance Fee In case of any remaining credit balance on accounts with no transactions for more than 10 months or on closed Citi Card accounts, a monthly Account Maintenance Fee of P200 or the amount equivalent to the credit balance, whichever is lower, will be charged to the Citi Card account until the credit balance is zeroed out. The credit balance may also be transferred to another Citi Card account, if any, of the same customer.
Citi Call for Cash Manager's Check Delivery Charge P50 shall be charged for the delivery of the Manager's Check availed under the Citi Call for Cash Facility.
Cancellation Processing Fee P300 applicable to Citi PayLite and Citi PayLite after Purchase.
4% of the unbilled principal component of the Installment Transaction Amount applicable to Citi Balance Conversion, Citi Balance Transfer and Citi Call for Cash.
Card Replacement Fee P400 for each lost/stolen Card.
Overlimit Fee P500 if (i) your Relationship Balance, the balance across all your Citi Cards (including unbilled principal on installment transactions, if any) exceeds your Relationship Limit (RL) or (ii) where your Card is on Account Credit Limit, if your account balance exceeds your Account Credit Limit. The fee will apply on the same day you exceeded your RL or Account Credit Limit and will be charged to the Card with the transaction that caused the overlimit. The fee will be reflected on your Card's next statement and will only be charged once per statement period. However, if your Relationship Balance remains overlimit in the succeeding months, a P500 Overlimit Fee will be charged per month.
Returned Check Fee P1500 will be charged for every check returned due to reasons such as but not limited to insufficient funds, uncollected deposits, stop payment order or closed account.
Charge Slip Retrieval Fee P250 for each charge slip retrieved upon your request, for whatever reason. The same amount will be charged to you for each charge slip retrieved by the Bank arising from an invalid dispute.
Attorney's Fees & Liquidated Damages In case of default in payment, the Cardholder is liable to pay, in addition to late and Interest Charges, the cost of collection and/or Attorney's fees and Litigation and Judicial expenses as applicable.

These fees and charges shall apply to all Citibank, N.A. - Philippine Branch issued credit cards.