Benefits

  • Approval in as fast as 24 hours
    Approval in as fast as 24 hours
  • Access to as much as P2 Million (Subject to credit evaluation)
    Access to as much as P2 Million (Subject to credit evaluation)
  • Flexible terms of 1 to 5 years
    Flexible terms of
    1 to 5 years

Loan calculator

Do you own a Citi® Card?
Loan amount:
Tenor:
Your Monthly Installment
P0.00

These are estimated amortizations, and may be subject to change. Your actual amortizations will be reflected in the loan disclosure statement. A disbursement fee of P1,750 shall apply. Documentary stamp tax at P1 per P200 of your loan amount may also apply.

The maximum annual contractual rate (ACR) for non-Citi customers is 30.9%. Know more about ACR here.

Example: If you borrow a loan of P50,000, payable in 12 monthly installments, at an applicable annual contractual rate of 26.9%, with the disbursement fee of P1,750 and documentary stamp tax of P0, the total loan repayment amount will be P59,331.17.

Eligibility

  • Age

    21 - 65 years old

  • Minimum Annual Income

    P250,000 per year

  • Citizenship

    Filipino resident or local resident foreigner with a valid Philippine biling address.

  • Others

    Must have a principal credit card (Minimum of 1 year if card from other banks, minimum of 6 months if Citi Card)

Requirements

  • One (1) valid government-issued ID with photo and signature

  • For employed: Latest ITR or BIR 2316 or pay slip for the past 3 months

  • For self-employed: Latest ITR and latest Audited Financial Statements (AFS)

  • Duly accomplished application form

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 and e-mail address - consumeraffairs@bsp.gov.ph. For any concerns, you may contact us at (632) 995-9999 or send us a message through www.citibank.com.ph.