Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan in as fast as 24 hours.

Get approved for a Citi Personal Loan

in as fast as 24 hours.

T&C Apply.

Personal Loan Features

ApprovalWithin 24 hours
Repayment Terms1 to 5 years
CollateralNo Collateral Required
Loan AmountUp to P2 Million (Subject to approval)

*Example: If your loan is P50,000, which is payable in 12 monthly installments, at an applicable annual contractual rate of 29.9%, with the disbursement fee of P1,750 and documentary stamp tax of P375, the total amount to be repaid will be P60,585.


  • You are at least 21 to 65 years old.
  • Have a minimum gross annual income of Php 250,000

Please submit the following:

  • One (1) valid government-issued ID with photo and signature.
  • For employed:
    • Latest complete 1 month pay slip issued within the last 2 months (Note: If you receive two or more pay slips in a month, please submit all of them); or
    • Certificate of Employment with Salary issued within the last 2 months; or
    • Latest ITR with BIR stamp (Note: ITR that was issued in 2020 will only be accepted until June 30, 2022)
  • For self-employed:
    • Latest income tax return of your business (Form 1701) – all pages; AND
    • Latest Audited Financial Statements of the business with independent auditor’s report and balance sheets and tax receipt with bank stamp – all pages

Foreign Nationals:

Please submit a photocopy of either of the following:

  • Valid passport or ACR, AND
  • Any of the following proofs of local residency:
    • Immigrant Certificate of Residency (ICR)
    • ACR I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
    • Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
    • Special Resident Investors (SRIV)
    • Special Resident Retirement Visa (SRRV)
    • For Top 2000 companies, employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term.

* For customers who reside in these areas, an auto-debit arrangement is the only available repayment option. The loan proceeds will be deposited to the same account.

Are you an existing Citi credit cardholder?

For more information about your ZIP code, please visit the website

For existing Citi customers, please note that we will use your Citi-registered mobile number and email address in sending communications related to your Citi Personal Loan application.

For inquiries about your pending Citi Personal Loan application or existing Citi Personal loan account, or to update your contact details, please call CitiPhone at 8995-9999 from 8am to 9pm. You may also update your registered contact details by logging in to

Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi", “Citibank", “Citigroup", the Arc design and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities.​​

How would you like to apply?
  • Give us your details and we'll call you within the next business day to assist you in your application.
  • Fill out an online application form and instantly find out if you're eligible.


Thank you for your interest.
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