- No late fees and no overlimit fees.
- Pay at least the minimum due on or before the due date and get 10% back on interest charges.
Below is the interest rate that applies to all Citibank, N.A. Philippine Branch issued Credit Cards.
Interest Rates
| Retail Monthly Effective Interest Rate1 |
3.50%2.3 |
1Interest rate are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards(PAS) definition, effective interest rate(EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds.
(BSP Circular No. 730, s2011)
2The applicable Retail Monthly Effective Interest Rate is 3.50% based on a P20,000 availment, on the assumption that the Cardholder pays the minimum Amount Due one (1) day after the Statement Date.
3Your actual Retail Monthly Effective Interest Rate is indicated on your Monthly Statement of Account.
To know more about Citi Card Fees and Charges, click this link
Citibank is located at: Citi Plaza, 34th Street Bonifacio Global City, Taguig, Metro Manila Philippines.
