Enjoy no annual fee every single year.
- No late fees and no overlimit fees.
- Pay at least the minimum due on or before the due date and get 10% back on interest charges.
Below are the credit cards interest rates.
|Retail Monthly Effective Interest Rate1||2.00%2.3|
1Interest rate are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards(PAS) definition, effective interest rate(EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds.
(BSP Circular No. 730, s2011)
2The applicable Retail Monthly Effective Interest Rate is 1.93% based on a P20,000 availment, on the assumption that the Cardholder pays the minimum Amount Due one (1) day after the Statement Date.
3Your actual Retail Monthly Effective Interest Rate is indicated on your Monthly Statement of Account.
To know more about Citi Card Fees and Charges, click this link
UnionBank is located at: UnionBank Plaza Building, Meralco Ave. corner Onyx St. Ortigas Center, Pasig City, Philippines.
Check if you are eligible:
You may apply for a Citi credit card if you:
Are at least 21 years old
Have a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
Have an active landline or mobile phone number
Have a valid TIN, SSS, GSIS or UMID number
A deposit account with Citi is not required.
For the complete list of acceptable IDs, click here.