- Welcome gift is valid for new Citi credit cardholders only. Please check full Terms and Conditions for more details.
- Apply for a Citi Rewards Card from now until Mar 31, 2023.
- Per DTI Fair Trade Permit No. FTEB-156258 Series of 2022.
- Make a single or accumulated P20,000 spend within 60 calendar days from card approval
- You will receive an SMS within 30 calendar days upon meeting the spend requirement, confirming the No Annual Fee of the card used.
- Terms and conditions apply
Below are the credit cards interest rates.
Interest Rates
| Retail Monthly Effective Interest Rate1 |
2.00%2.3 |
1Interest rate are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards(PAS) definition, effective interest rate(EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds.
(BSP Circular No. 730, s2011)
2The applicable Retail Monthly Effective Interest Rate is 1.93% based on a P20,000 availment, on the assumption that the Cardholder pays the minimum Amount Due one (1) day after the Statement Date.
3Your actual Retail Monthly Effective Interest Rate is indicated on your Monthly Statement of Account.
To know more about Citi Card Fees and Charges, click this link
UnionBank is located at: UnionBank Plaza Building, Meralco Ave. corner Onyx St. Ortigas Center, Pasig City, Philippines.
