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Apply for your next Citi Card
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Apply for your next Citi Card in less than 1 minute.

Select the Credit Card that suits your lifestyle

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Citi Cash Back Card

Citi Cash Back Card

If you are a practical shopper

Mercury Drug Citi Card

Mercury Drug Citi Card

If you value your family's health

Shell Citi Card

Shell Citi Card

If you are always on the road

Citi PremierMiles Card

Citi PremierMiles Card

If you enjoy traveling

Citi Rewards Card

Citi Rewards Card

If you like rewarding experiences

Citi Platinum Visa

Citi Platinum Visa

If you enjoy the finest things in life

You are applying for:

 

 

 

You can choose up to 3 cards.
Citi Cash Back Card

Citi Cash Back Card

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Mercury Drug Citi Card

Mercury Drug Citi Card

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Shell Citi Card

Shell Citi Card

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Cebu Pacific Citi Card

Cebu Pacific Citi Card

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Citi PremierMiles Card

Citi PremierMiles Card

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Rustan's Citi Card

Rustan's Citi Card

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Citi Rewards Card

Citi Rewards Card

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Citi Platinum Visa

Citi Platinum Visa

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Form completion status

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* Mandatory Fields

  • *1. Are you currently a Principal Citi Cardholder?

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  • *2. Do you have a Philippine issued card from another bank (excluding Supplementary cards)?

    *3. Select your gross annual income

    *4. Nature of Business/ Occupation

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    Others

    Please type in if you do not see the option in the drop-down

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    *5. Indicate the card you want to apply for

  • Please provide your existing Citi Card number.

    You must be the principal cardholder of the account.

    Please enter a 16-digit Citibank card number
  • Re-type Primary Citi Card number

    Please re-enter the above 16 digit card number
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    If you do not have a TIN, please enter your SSS/GSIS/UMID No.
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    ID declaration is required.

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Please click on "Contact Details" to proceed with the form

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    If you have provided your mobile number and/or email address and your application is pending or approved, Citi may send you SMS or email advices for convenience, information and notification purposes only. Please note that Citi does not guarantee the timely delivery or accuracy of such communication.

  • Current Home Address

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    View Zip Code

  • * Is permanent address same as current home address?

  • Permanent Home Address

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    View Zip Code

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Please click on "Work" to proceed with the form

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  • Business Address

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    View Zip Code

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  • *Mailing Address:

    Note: Your credit card may be automatically delivered at our option to your alternate address if we are unable to send this to your preferred address.

Please click on "Finance" to proceed with the form

  • *

    Please make sure that the income you declare matches the documents you are submitting.

    Income is not the only criterion for approval of application. Depending on your qualifications, we may send you a Classic, Gold or Platinum card.

Credit References

Please declare your existing Credit Cards with other banks (excluding Supplementary Cards)

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Please note that declaring the details of your existing credit cards and submitting its statement of account will speed up the processing of your application.

  • *Nature of your work

    As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

    If you are self-employed, you MUST attest:

    Please indicate your asset value:

    As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

    Further, I hereby certify that I am aware of and will comply with the additional documentary requirements as stated in BSP Circular. I understand that non-compliance with the requirements is sufficient ground for rejection of my application, rejection of further extension of credit on my account or termination of my account.

    If you receive purely compensation income from a single employer during the calendar year, you MUST attest:

    As stated in the Bangko Sentral ng Pilipinas (BSP) Circular 622, you are required to submit a copy of your latest Income Tax Return (ITR), if applicable, duly stamped as received by the Bureau of Internal Revenue (BIR). Except as otherwise provided by law and other regulations, if you are engaged in business, you are required to submit a copy of your latest financial statements as submitted for taxation purposes to the BIR.

    If you are not deriving salary, compensation or income from any business, trade, profession or other activities, you must attest:

Important Advisory:

  • - Your application is still subject to review and approval. Please expect an SMS within 3 business days on the status of your application.
  • - We will use your personal information in our records to process your application. If there are changes to your card delivery address and/or mobile number, please contact our 24-Hr CitiPhone at 995-9999995-9999 before submitting your application.

Click here to view the Citi Card Agreement.

Click here to view Credit Card Fees and Charges

Click here to view Credit Card Application Terms and Conditions.

Please check if you have read the Terms and Conditions
Please check if your personal information are updated

**Certain advices will still be delivered to your mailing address on paper for controls, operational or internal purposes.

*** You have the responsibility to ensure that your registered email address is correct and updated to continue receiving your Electronic Statements and Advice. (Please log-on to www.citibank.com.ph to update your email address)

Please check if you agree to be automatically enroll

SUBMIT

By clicking "Submit" and providing my personal information, I understand and agree that Citibank, Citi affiliates or their service providers may contact me about their promos, products and services through the information I have provided.

For any concerns, you may contact us at (632) 995-9999 or send us a message through www.citibank.com.ph. Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 and e-mail address consumeraffairs@bsp.gov.ph.

Below is a table of Citibank Credit Card Fees and Charges as of January 2014. For the latest and updated Citibank Credit Card Terms and Conditions, please visit www.citibank.com.ph

Annual Membership Fees.

Annual Membership Fees Principal Card Supplementary Card
Shell Citi Classic
Mercury Drug Citi Classic
P1,800 P900
Citi Rewards, Megaworld Citi P2,0001 P1,0002
Citi PremierMiles, Rustan's Citi Gold P2,500 P1,250
Citi Cash Back, Cebu Pacific Citi, Mercury Drug Citi Gold P2,8001 P1,400
Shell Citi Gold P3,000 P1,500
Citi Platinum, Citi PremierMiles Platinum, Rustan's Citi Platinum P5,000 P2,5003

1 For Citi Rewards, Megaworld Citi and Citi Cash Back Cards, the succeeding Principal Card annual fee will automatically be waived when the cardholder's annual spend is at least P180,000 every membership year.

2 The first two (2) Supplementary Cards for the Megaworld Citi Card are free for life. The first three (3) Supplementary Cards for the Citi Rewards Card are free for as long as each Supplementary Cardholder is active in a membership year.

3 The first Supplementary card for a Citi Platinum/PremierMiles Platinum /Rustan's Citi Platinum is free for life.

Interest Rates

Card Type Citibank Classic/Cash Back MasterCard/Cebu Pacific Citibank Visa/Megaworld Citibank/Mercury Drug Citibank Classic/Rewards/Shell Citibank Classic Cards Citibank Gold/PremierMiles/Mercury Drug Citibank Gold/Rustan's Citibank old/Shell Citibank Gold Cards Citibank Platinum/PremierMiles Platinum/Rustan's Citibank Platinum Cards
Retail Monthly Effective Interest Rate4 3.50% 3.25% 2.75%
Cash Advance Monthly Effective Interest Rate4 3.64% inclusive of the Cash Advance Service Charge below.

4 Interest rates are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards (PAS) definition, effective interest rate (EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds. (BSP Circular No. 730, s2011)

Other Fees and Charges for All Card Types

Cash Advance Service Charge

Service Charge of P500 or 3% of Cash Advance Amount, whichever is higher.

Additional Fee of P500 if the Cash Advance is made over-the-counter.

Monthly Late Charge P500 or 6% of Past Due Amount, whichever is higher.
Minimum Amount Due Computation: P500 or 1% of your current billed balance will be charged, while Interest Charges and late charges indicated on your current statement will be billed in full together with monthly installments due, overdue amount and overlimit amount. The total amount due will become your minimum amount due upon closure of account or if account becomes delinquent (under the Bank's applicable criteria). The total amount due will be billed and will be used as basis for the computation of any late charges.
Foreign Transaction Service Fee 3.525% shall be charged on the converted amount of foreign transactions representing the Bank's service fee and any assessment fee(s) charged by MasterCard/Visa.
Account Maintenance Fee In case of any remaining overpayments on closed Card accounts, a monthly Account Maintenance Fee of P200 or the amount equivalent to the credit balance, whichever is lower, shall be charged to the Card account until the credit balance is zeroed out.
Availment Fee P250 applicable for Balance Transfer and Balance Conversion.
Call for Cash Manager's Check Delivery Charge P50 shall be charged for the delivery of the Manager's Check availed under the Call for Cash facility.
Cancellation Processing Fee 4% of unbilled principal component of the Total Amount Payable applicable to products with Monthly Installment Dues: Balance Conversion, Balance Transfer and Call for Cash.
Card Replacement Fee P400 for each lost/stolen Card.
Overlimit Fee P500 if you exceed your credit limit by your Statement Date.5
Returned Check Fee P1,500 will be charged for every check returned due to reasons such as but not limited to insufficient funds, uncollected deposits, stop payment order or closed account.
Sales Slip Retrieval Fee P250 for each sales slip retrieved upon your request, for whatever reason. The same amount will be charged to you for each sales slip retrieved by the Bank arising from an invalid dispute.
Attorney's Fees and Liquidated Damages In case of default in payment, the Cardholder is liable to pay, in addition to late and Interest Charges, the cost of collection and/or Attorney's fees and Litigation and Judicial expenses as applicable.

5 None for Rewards Cards.

These fees and charges shall apply to all Citibank, N.A. - Philippine Branch issued credit cards.

Below is a table of Citibank Ready Credit Fees and Charges as of June 2012.

Annual Contractual Rate (applies to Ready Credit Loan)

Annual contractual rate is from 26.9% to 37.9% (whichever is indicated in the Disclosure Statement);

* Effective interest rate (EIR) which includes Loan Processing Fee, Loan Disbursement Fee, and DST is from 31.5% to 46.4% using a sample loan amount of PHP250,000 at a 24 months loan period (exact EIR is indicated in the Disclosure Statement)

* EIR is computed as: (Total Interest + Loan Processing Fee + Loan Disbursement Fee + DST) / (Total outstanding balance/12)

Monthly Interest Rate1 2.4% monthly revolving rate of interest will be applied to any or all of the following:
  1. on fees and charges, including the interest on the said fees and charges, if you opt to pay only the Minimum Amount Due per month;
  2. on the Total Amount Due (less the interest component of the unpaid billed installment amounts) when you Ready Credit Loan account is in default at 60 days past due.
Such interest shall be compounded daily and the interest will continue to accrue until full payment of Total Amount Due plus accrued interest.
Loan Processing Fee P500 for each installment loan approved.
Loan Disbursement Fee P120 for disbursement or release of loan proceeds for each installment loan approved.
Loan Closure Handling Fee 4% of unbilled principal component of the installment loan.
Monthly Late Charge P500 or 6% of minimum amount due, whichever is higher.
Minimum Amount Due computation: P500 or 1% of your current billed balance will be charged, while Interest Charge and Late Charge indicated on your current statement will be billed in full together with Monthly Installment Amounts Due and overdue amount. The Total Amount Due will become your Minimum Amount Due upon closure of account or if account becomes delinquent (under the Bank's applicable criteria). The Total Amount Due will be billed and will be used as basis for the computation of any late charges.
Bounced PDC Fee P1,500 will be charged for every post-dated check (PDC) returned due to reasons such as insufficient funds, uncollected deposits, stop payment order or closed account.
PDC Deferment Fee P1,000 will be charged for every post-dated check (PDC) that you request to defer/delay for deposit as payment to your account..
PDC Replacement Fee P750 will be charged for every post-dated check (PDC) that you request to pull-out and replace with another post-dated check(s) as payment to your account.
Account Maintenance Fee In case of any remaining overpayments on closed RC account, a monthly Account Maintenance Fee of P200 or the amount equivalent to the credit balance, whichever is lower, shall be charged to the account until the credit balance is zeroed out.
Documentary Stamp Tax (DST) as required by local laws and regulations P1 for every P200 of the installment loan approved that passed the criteria for determining the applicability of DST based on local laws and regulations.
Attorney's Fees and Liquidated Damages In case of default in payment, the primary account holder is liable to pay in addition to Late and Interest Charges, the cost of collection and/or attorney's fees, liquidated damages, and the litigation and judicial expenses as applicable.

1 Interest rates are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (decrease) accordingly. Interest is compounded monthly.

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