Use Credit Wisely

QUIZ: How wise are you with credit?
Can you say that you have power over your credit card or does the little card reign on you? To know if you’re using your credit wisely, tick all statements that apply to you:
  My income isn’t enough to pay all my current bills.  
  A recent purchase was turned down because my card was over limit.  
  I use cash advances from one card to pay off another.  
  I don’t know how much my total card usage is.  
  I’m getting calls or letters from creditors about overdue payments.  
  I sometimes pay bills late.  
  I’ve recently been denied credit.  
Click here to see how you scored