- Personal Finance
Citibank partnered with www.inquirer.net to produce a weekly section on personal finance management called "Take Charge of Your Money." Starting out as a regular column, it soon became an interactive discussion as readers began sending in their questions on personal money matters.
Here, we share the most popular articles of the editorial series to help you make informed decisions for yourselves and your families, and secure your financial future.
If you have to put a price tag on yourself, what amount would you pick? Determining your true net worth in real pesos is the first step towards financial independence.
Have a financial road map to get you from where you are right now to where you want to be in 1, 5, 10, 30 years or more.
By anticipating your needs, you'll be better prepared financially to meet your goals.
Whether you're a fresh graduate or someone who has been working for a few years, you must build your personal wealth. With wise money management, you'll be able to live well and prepare for your future adequately.
The thirties is the time when you should be firming up the foundation for your financial future.
Grow and manage your wealth so you can continue the good life in the future. Retirement, after all, may just be 10 years away.
If you have diligently managed your personal finances in your younger years, this may indeed be a time to fully enjoy the rewards of years and years of working.
You won't need to borrow when unexpected emergencies come up, and you'll have enough to make that long-awaited purchase for a car you've long desired.
You may want to consider keeping some money in a savings account and invest the bulk elsewhere.
Enjoy round the clock banking - all you need is a computer and an Internet connection to transact with your bank.
Your credit card can work for you or against you depending on your spending habits. If you are in control of your purchases, your credit card can be a most convenient tool.
There are many things happening in the world of finance and investment, and we could all use the wisdom and expertise of experienced advisers.