No Annual Fee. Forever.

Citi credit cards

With Citi credit cards, you're free to go on new adventures with the welcome rewards that you deserve.

Apply for a Citi credit card of your choice and get your free welcome offers. No Annual Fee? Check! Roundtrip tickets to Japan? We got it covered. SM Gift Pass? Say no more!

Whatever your choice is, there's a Citi credit card that's for you.

TERMS AND CONDITIONS "Free Gift With Citi Promo"

  • The Free Gift With Citi Promo (“Promo”) will run from November 1, 2019 until February 29, 2020 ("Promo Period").
  • The Promo is open to Principal credit card applicants who:

    1. Do not have an existing Principal credit card issued by Citibank, N.A. Philippine Branch ("Citibank" or "Citi") and have not had one in the last twelve (12) months before application;
    2. Apply for any of the following Cards within the Promo Period and whose applications are subsequently approved: Citi Prestige Card; Citi PremierMiles Card; Citi Rewards Card; Citi Cash Back Card; Shell Citi Card; or Mercury Drug Citi Card ("Card"). The Citi Simplicity+ Card is excluded from this Promo.

    3. Are not prohibited under applicable Gifts, Anti-Bribery and Corruption laws, regulations, and policies from participating in or qualifying for this Promo.

  • Principal Card applicants who meet all of the criteria above are referred to as the "Cardholder".

  • US persons (i.e. a citizen or lawful resident, green card holder of the United States of America) are not eligible to participate in this Promo.
  • A Cardholder who purchases using his/her newly approved and activated Card and meets the spend requirement specified for his/her Card within 60 calendar days from card receipt date ("Spend Period") shall be entitled to receive the welcome gift corresponding to his/her Card ("Welcome Gift").

    Primary Citi Credit Card Spend Requirement
    (single or accumulated purchases)
    Welcome Gift
    Citi Prestige Card P40,000 120,000 points
    Citi PremierMiles Card P40,000 30,000 miles
    Citi Rewards Card P20,000 No Annual Fee
    Citi Cash Back Card P20,000 P5,000 eGift
    Shell Citi Card P20,000 P5,000 rebates
    Mercury Drug Citi Card P20,000 P5,000 rebates
  • Transactions that qualify for meeting the spend requirement are straight purchases, PayLite purchases, cash advance transactions, bills payment (e.g. Citi One Bill and payments directly made or enrolled with the merchant) and online purchases transacted and subsequently posted during the Spend Period. Each PayLite transaction will be considered as one transaction amount. Citi Balance Transfer, Citi PayLite after Purchase and Citi Speed Cash transactions are disqualified from the Promo.
  • Points/Miles/Rebates

    Upon meeting the spend requirement, the qualified Cardholder will receive an SMS confirmation of his/her eligibility to receive the points/miles/rebates on his/her Card account. The points/miles/rebates will be directly credited within thirty (30) calendar days from meeting the spend requirement. Once the points/miles/rebates are credited on his/her account s/he may redeem these by logging on to www.citibank.com.ph/thankyou.

    Rebates

    The Rebates that a Cardholder can earn shall be subject to the following caps:

    1. Shell Citi Gold cards shall be subject to an annual Rebate earning cap of Ten Thousand Pesos (Php10,000) worth of Rebates for every calendar year.
    2. Shell Citi Platinum cards shall be subject to annual Rebate earning cap of Fifteen Thousand Pesos (Php15,000) worth of Rebates for every calendar year.

    If the above cap has been met anytime within a calendar year, the Cardholder will no longer earn Rebates, and will only begin earning Rebates again for his Purchases in the next calendar year.

    eGift

    1. Upon meeting the spend requirement, the qualified Cardholder will receive an SMS that contains his/her unique promo code to be used to redeem the Welcome Gift. The Cardholder may redeem the Welcome Gift starting at three (3) business days after receipt of the SMS.

    2. To redeem, he/she must do the following:
      1. Visit the redemption site http://gft.ph/welcometociti
      2. Enter his/her unique promo code, email address, mobile number and last 6-digits of his/her Card.
      3. Choose preferred Giftaway merchants, in denominations of P500, for a total of P5,000 eGift.
    3. Upon redemption, the Cardholder will receive an eGift codes through his/her nominated email address and mobile number. He/she may use the eGift codes to purchase any item by presenting the same in any of the Giftaway participating stores.
    4. By redeeming the Welcome Gift through the Giftaway redemption site, the Cardholder is responsible for providing his/her personal and other information to Giftaway, and agrees that such information will be subject to the confidentiality, data privacy and security terms of Giftaway.

    No Annual Fee

    1. Upon meeting the spend requirement, the qualified Cardholder will receive an SMS confirmation of the No Annual Fee of the card used.
  • The qualified Cardholder may redeem the eGift code from the redemption site until the end of the corresponding Redemption Period:

    Application Period Expiration Period Until
    November 1–30, 2019 March 31, 2020
    December 1–31, 2019 April 30, 2020
    January 1-31 , 2020 May 31, 2020
    February 1-29, 2020 June 30, 2020
  • eGift codes which are not redeemed as of the end of the specified Expiration Period will be forfeited in favor of Citi.
    1. a. Giftaway voucher codes are valid only until one (1) year from cardholder receipt.
  • In case the Cardholder applied on the same day and is approved for multiple cards, only one approved Card will be awarded the Welcome Gift, where the Cardholder is able to meet the spend requirement above.
  • The offer under this Promo cannot be transferred to another new or open Principal Citi Card that was not part of this Promo.
  • If a Cardholder qualifies for two (2) or more Cards under different promotions within the same promo period, he/she will be entitled to only one welcome gift. The Cardholder will get to choose the welcome gift from among the different promotions he/she is qualified for. If a Cardholder qualifies under another promo during the same promo period and has already received a welcome gift, then he/she will no longer be able to participate in this Promo.
  • The Welcome Gift may not be converted to or paid out in cash or in kind.
  • Citibank may discontinue the granting of the Welcome Gift to the relevant Card account if:

    1. applicable law, regulation, or policy restricts the continued granting of such Welcome Gift; or
    2. the Cardholder does not comply with the terms and conditions of the Citi Card Agreement or the rules governing credit relationships.
  • The Cardholder should maintain his/her card account in good credit standing for at least eighteen (18) months from card approval date. Otherwise, the cost of the Welcome Gift will be charged back to the Cardholder’s account, and he/she will be disqualified from future promotional offers.
  • This offer will not apply in conjunction with any other existing bank promotion.
  • The provisions of the Citi Card Agreement will continue to apply. All related provisions of the Citi Prestige Card, Citi PremierMiles Card, Citi Rewards Card, Citi Cash Back Card, Shell Citi Card or Mercury Drug Citi Card Terms and Conditions will likewise apply. The complete terms and conditions of the Citi Card Agreement and the mentioned Citi Card types are available on www.citibank.com.ph.
  • Should there be disputes regarding a Cardholder’s eligibility, coverage of dates, fulfillment, etc., Citibank shall make the final decision.
  • Any changes to the terms and conditions governing the offer are subject to prior DTI approval. All information is accurate at time of posting.

Per DTI Fair Trade Permit No. FTEB-20293, Series of 2019

For any concerns, you may call us at (632) 8995-9999 (632) 8995-9999 or send us a message through www.citibank.com.ph. Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087.

CHOOSE YOUR REWARD

Apply for any of the following Citi credit cards from now until February 29, 2020.

Use your newly-approved card within 60 days from card receipt to meet the spend requirement.

Primary Citi Credit Card Spend Requirement
(single or accumulated purchases)
Welcome Gift
Citi Prestige Card P40,000 120,000 points
Citi PremierMiles Card P40,000 30,000 miles
Citi Rewards Card P20,000 No Annual Fee
Citi Cash Back Card P20,000 P5,000 eGift

*Flights are subject to availability, black-out dates, and air miles conversion.

APPLY NOW

Offer is valid for new customers only.

HOW TO REDEEM

Redemption of No Annual Fee

You will receive an SMS upon meeting the spend requirement, confirming the No Annual Fee of the card used.

You will receive an SMS upon meeting the spend requirement, confirming the No Annual Fee of the card used.

Redemption of 120,000 ThankYou Points & 30,000 PremierMiles

  • You will receive an SMS upon meeting the spend requirement

    You will receive an SMS upon meeting the spend requirement.

  • The points or miles will be credited to your account within thirty (30) days

    The points or miles will be credited to your account within thirty (30) days

  • You may redeem your points or miles by logging on to www.citibank.com.ph/thankyou.

    You may redeem your points or miles by logging on to www.citibank.com.ph/thankyou

  • Redemption of P5,000 eGift

  • You will receive an SMS upon meeting the spend requirement.

    You will receive an SMS upon meeting the spend requirement.

  • Get your eGift code at Giftaway.ph

    Get your eGift code at Giftaway.ph.

    Fill out the redemption form at http://gft.ph/welcometociti.

    You will receive the eGift code via e-mail and SMS after 3 business days.

  • Redeem your gift by presenting your eGift code.

    Redeem your gift by presenting your eGift code.

    Just show the eGift code e-mail or SMS to a participating branch or any participating Giftaway.ph merchant.

For any concerns, you may call us at (632) 8995-9999 (632) 8995-9999 or send us a message through www.citibank.com.ph.

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087.