CITIBANK® TIME DEPOSITS

Faster growth at flexible terms.

Time Deposits (Deposit)

Time Deposit (Fixed Deposit)

Embrace the smart and convenient way to grow your money with Time Deposits (also known as fixed deposits). Unlike a regular savings accounts, you’ll receive higher interest rates within a short period through fixed deposits. What’s more, as the deposit term and interest rates are fixed, you can calculate the amount of interest you will earn at the end of any time deposit - rendering it a safe and stable investment option.

TIME DEPOSITS

TIME DEPOSITS

Benefits

Regular Citibank® Time Deposit (Peso/Dollar)

Grow your funds while securing your investment.

  • Choose between 1, 2, 3, 4, 6, 9, or 12 month terms.
  • Monthly consolidated statements.

REGULAR PESO TIME DEPOSIT

Tenor Booking Amount Interest Rates (gross p.a.)
Citibanking Citi Priority Citigold
1 Month PHP 1,000 and above 0.350% 0.450% 0.500%
2 Months 0.350% 0.450% 0.500%
3 Months 0.350% 0.450% 0.500%
4 Months 0.350% 0.450% 0.500%
6 Months 0.550% 0.700% 0.750%
9 Months 0.700% 0.750% 0.800%
12 Months 0.700% 0.750% 0.800%

DOLLAR TIME DEPOSIT (FOR EXISTING ACCOUNTS ONLY)

Tenor Booking Amount Interest Rates (gross p.a.)
Citibanking Citi Priority Citigold
1 Month USD 1,000 and above 0.0100% 0.0100% 0.0100%
2 Months 0.0100% 0.0100% 0.0100%
3 Months 0.0100% 0.0100% 0.0100%
4 Months 0.0100% 0.0100% 0.0100%
6 Months 0.0100% 0.0100% 0.0100%
9 Months 0.0100% 0.0100% 0.0100%
12 Months 0.0100% 0.0100% 0.0100%

NOTES:

Interest rates are gross rates per annum. The Bank reserves the right to change the interest rate. You may check the rate on your monthly Statement of Account. Interest earned is subject to withholding tax and may be subject to pretermination penalties according to an existing schedule that pertains to the type of your Time Deposit.

You may book a Time Deposit via Citibank Online or Citibank® Mobile App. You may also choose to auto-renew the Regular Peso Time Deposit placements. By choosing the auto-renewal option, the interest rate to be applied will be the new interest rate (gross p.a.) on auto-renewal date which will be reflected on your monthly Statement of Account. Should you wish to view the new interest rates before renewing your Time Deposit, you should not select the auto renewal option. Instead, you should make a new time deposit booking.

Peso High Yield Citibank® Time Deposit

Earn higher interest rates than the Regular Time Deposit.

  • Monthly interest credited to your checking or savings account.
  • Monthly consolidated statements.

Interest rates are gross rates per annum. The Bank reserves the right to change the interest rate. You may check the rate on your monthly Statement of Account.

A proud member of Bancnet

Deposits are insured by PDIC up to P500,000 per depositor.

Citibank is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints, you may contact Citibank at 8995-9999 or the BSP Financial Consumer Protection Department at 8708-7087.

Important Note

Citi® accounts do not have a monthly minimum balance requirement. Instead, the client's Total Relationship Balance (TRB), which refers to the combined average daily balance of the client's deposit and investment accounts, will be used to determine the monthly balance. The TRB required per month is P1,000,000 while the minimal fee falling below TRB is P1,000.