CITIBANK® TIME DEPOSITS

Faster growth at flexible terms.

Time Deposits (Deposit)

Time Deposit (Fixed Deposit)

Embrace the smart and convenient way to grow your money with Time Deposits (also known as fixed deposits). As the deposit term and interest rates are fixed, you can calculate the amount of interest you will earn at the end of any Time Deposit.

TIME DEPOSITS

TIME DEPOSITS

Benefits

Regular Citibank® Time Deposit (Peso/Dollar)

Grow your funds while securing your investment.

  • Choose between 1, 2, 3, 4, 6, 9, or 12 month terms.
  • Monthly consolidated statements.

REGULAR PESO TIME DEPOSIT

Tenor Booking Amount Interest Rates (gross p.a.)
Citibanking Citi Priority Citigold
1 Month PHP 1,000 and above 0.050% 0.100% 0.150%
2 Months 0.050% 0.100% 0.150%
3 Months 0.050% 0.100% 0.150%
4 Months 0.050% 0.100% 0.150%
6 Months 0.100% 0.150% 0.200%
9 Months 0.100% 0.150% 0.200%
12 Months 0.150% 0.200% 0.250%

DOLLAR TIME DEPOSIT (FOR EXISTING ACCOUNTS ONLY)

Tenor Booking Amount Interest Rates (gross p.a.)
Citibanking Citi Priority Citigold
1 Month USD 1,000 and above 0.0100% 0.0100% 0.0100%
2 Months 0.0100% 0.0100% 0.0100%
3 Months 0.0100% 0.0100% 0.0100%
4 Months 0.0100% 0.0100% 0.0100%
6 Months 0.0100% 0.0100% 0.0100%
9 Months 0.0100% 0.0100% 0.0100%
12 Months 0.0100% 0.0100% 0.0100%

NOTES:

Interest rates are gross rates per annum. The Bank reserves the right to change the interest rate. You may check the rate on your monthly Statement of Account. Interest earned is subject to withholding tax and may be subject to pretermination penalties according to an existing schedule that pertains to the type of your Time Deposit.

You may book a Time Deposit via Citibank Online or Citibank® Mobile App. You may also choose to auto-renew the Regular Peso Time Deposit placements. By choosing the auto-renewal option, the interest rate to be applied will be the new interest rate (gross p.a.) on auto-renewal date which will be reflected on your monthly Statement of Account. Should you wish to view the new interest rates before renewing your Time Deposit, you should not select the auto renewal option. Instead, you should make a new time deposit booking.

Interest rates are gross rates per annum. The Bank reserves the right to change the interest rate. You may check the rate on your monthly Statement of Account.

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Deposits are insured by PDIC up to P500,000 per depositor.

Citibank is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints, you may contact Citibank at 8995-9999 or the BSP Financial Consumer Protection Department at 8708-7087.

Important Note

Your monthly account service fee and minimum Total Relationship Balance (TRB) requirements are determined based on your banking segment, namely Citibanking, Citi Priority, and Citigold.

Total Relationship Balance (TRB) refers to the consolidated balance of client's holdings in all deposits with Citibank, N.A., Philippine Branch (Citibank) and investments purchased through Citicorp Financial Services and Insurance Brokerage Philippines Inc. (CFSI). TRB includes all Checking & Savings accounts (CASA) and Time-Deposits with Citibank, as well as Bonds, Funds and other investments purchased through CFSI.

Citigold minimum Total Relationship Balance: Php 4,500,000 (or its foreign currency equivalent). Accounts under the Citigold segment that fall below the required minimum TRB requirement for three consecutive months will be charged a monthly service fee of Php 2,000.

Citibanking & Citi Priority minimum Total Relationship Balance: Php 1,000,000 (or its foreign currency equivalent). Accounts under the Citibanking and Citi Priority segments that fall below the required minimum TRB requirement for two consecutive months will be charged a monthly service fee of Php 1,000.