Faster growth at flexible terms.

Time Deposits (Deposit)

Time Deposit (Fixed Deposit)

Embrace the smart and convenient way to grow your money with Time Deposits (also known as fixed deposits). Unlike a regular savings accounts, you’ll receive higher interest rates within a short period through fixed deposits. What’s more, as the deposit term and interest rates are fixed, you can calculate the amount of interest you will earn at the end of any time deposit - rendering it a safe and stable investment option.




Regular Citibank® Time Deposit (Peso/Dollar)

Grow your funds while securing your investment.

  • Choose between 1, 2, 3, 4, 6, 9, or 12 month terms.
  • Monthly consolidated statements.

Peso 2-Year and 5-Year High Yield Citibank® Time Deposit

Earn higher interest rates than the Regular Time Deposit.

  • Monthly interest credited to your checking or savings account.
  • Monthly consolidated statements.

Your account shall earn interest on a per annum basis at a rate fixed by the Bank. The Bank reserves the right to change interest rates. You shall be notified of changes in interest rates before their effectivity.

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Deposits are insured by PDIC up to P500,000 per depositor.

Citibank is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints, you may contact Citibank at 8995-9999 or the BSP Financial Consumer Protection Department at 8708-7087.

Important Note

Citi® accounts do not have a monthly minimum balance requirement. Instead, the client's Total Relationship Balance (TRB), which refers to the combined average daily balance of the client's deposit and investment accounts, will be used to determine the monthly balance. The TRB required per month is P1,000,000 while the minimal fee falling below TRB is P1,000.