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Citi Simplicity Card

The card that keeps
it simple

Simpler terms, no hassle

No Annual Fees

Enjoy no annual fee every single year. How simple!

10% Interest Back

Pay at least the minimum due on or before the due date and get 10% back on interest charges.

No Late Payment Fees

Nobody likes late fees, that's why we don't ever charge them.

Top 4 credit card features

Citi World Privileges

Get deals and discounts locally & in 90 other countries

Citi PayLite® Installment Plan

Enjoy 0% interest with Citi PayLite Installment Plan

Citi PayLite® After Purchase

Convert your big ticket purchase into small payments

Citi Speed Cash

Apply for cash in under a minute with the enhanced Citi Mobile App

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand



Enjoy up to 50% off at participating hotels,
resorts and airlines.

Learn more


Dine out more,
pay a lot less.

Learn more


Enjoy exclusive online discounts with
your Citi Simplicity+ Card.

Learn more

Unlock the easiest credit experience in less than 15 minutes

Get a new Citi Simplicity+ Mastercard® from your phone or computer in an easy, paperless signup process. A deposit account with Citi is not required.

Minimum income of PHP180,000 per year*

Age 21 or older

Required Documents:
1 photo-bearing government-issued ID^

^For resident foreigners, Foreign Government-issued passport and Alien Certificate of Registration issued by the Bureau of Immigration are acceptable IDs for resident foreigners and must be submitted with any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR-I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors Visa (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. If employed with the Top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term.

Note: valid TIN, SSS, GSIS or UMID number and active landline or mobile phone number are required.

Terms and Conditions

For any concerns, you may call us at (632) 995-9999 or send us a message through
Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087.

Screens shown are for illustration purposes only. Please refer to the Citi Mobile® App for actual and accurate screens.