CITI SIMPLICITY+ CARD

The card that keeps
it simple

Get Citi Simplicity+

Simpler terms, no hassle

No Annual Fees

No Annual Fees

Enjoy no annual fee every single year. How simple!

10% Interest Back

10% Interest Back

Pay at least the minimum due on or before the due date and get 10% back on interest charges.

No Late Payment Fees

No Late Payment Fees

Nobody likes late fees, that's why we don't ever charge them.

No Overlimit Fees

No Overlimit Fees

If you happen to go over your credit limit, we understand. That's why we don't ever charge overlimit fees.

Top 4 credit card features

Citi World Privileges

Get deals and discounts locally & in 90 other countries

Citi PayLite® Installment Plan

Enjoy 0% interest with Citi PayLite Installment Plan

Citi PayLite® After Purchase

Convert your big ticket purchase into small payments

Citi Speed Cash

Apply for cash in under a minute with the enhanced Citi Mobile App 

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Promotions


#Lovetotravel

#Lovetotravel

Enjoy up to 50% off at participating hotels,
resorts and airlines.

Learn more

#Lovetodine

#Lovetodine

Dine out more,
pay a lot less.

Learn more

#Lovetoclick

#Lovetoclick

Enjoy exclusive online discounts with
your Citi Simplicity+ Card.

Learn more

Unlock the easiest credit experience in less than 15 minutes

Get a new Citi Simplicity+ Card from your phone or computer 
in an easy, paperless signup process. A deposit account with Citi is not required.

Minimum income

Minimum income of PHP180,000 per year*

Age 21 or older

Age 21 or older

Required Documents:
1 photo-bearing government-issued ID^

^For resident foreigners, Foreign Government-issued passport and Alien Certificate of Registration issued by the Bureau of Immigration are acceptable IDs for resident foreigners and must be submitted with any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR-I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors Visa (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. If employed with the Top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term.

Note: valid TIN, SSS, GSIS or UMID number and active landline or mobile phone number are required.

Required Documents:
1. 1 photo-bearing government-issued ID^  
2. Proof of income
  a. Latest one month pay slip, or
  b. Latest income tax return (BIR 2316) with a BIR (Bureau of Internal Revenue) stamp or with a signature of your employer’s authorized representative, or
  c. Original and signed Certificate of Employment that includes your status as an employee, length of service and compensation.
3. Bank statement of your Payroll Account showing your one-month salary

^For resident foreigners, Foreign Government-issued passport and Alien Certificate of Registration issued by the Bureau of Immigration are acceptable IDs for resident foreigners and must be submitted with any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR-I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors Visa (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. If employed with the Top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term

Note: valid TIN, SSS, GSIS or UMID number and active landline or mobile phone number are required.
* Minimum income of P250,000 per year if you have no credit card

Terms and Conditions

For any concerns, you may call us at (632) 995-9999 or send us a message through www.citibank.com.ph.
Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087.

Screens shown are for illustration purposes only. Please refer to the Citi Mobile® App for actual and accurate screens.

No content.