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Citi Simplicity Card

CITI SIMPLICITY+ MASTERCARD

No Annual Fee Credit Card

Why Citi Simplicity+ Mastercard?

No Annual Fees
No Annual Fees

Enjoy no annual fee every single year. How simple!

10% Interest Back
10% Interest Back

Pay at least the minimum due on or before the due date and get 10% back on interest charges.

No Late Payment Fees
No Late Payment Fees

Nobody likes late fees, that's why we don't ever charge them.

Top Simplicity+ credit card features

Citi PayLite® After Purchase
Citi PayLite® After Purchase

Convert your big ticket purchase into small payments

Apply for Citi speed cash in under a minute with the Citi Mobile App
Citi Speed Cash

Apply for cash in under a minute with the enhanced Citi Mobile App

Freedom to do more with the new
Citi Mobile® App

Check Citi Simplicity Card available credit with the Citi Mobile App
Activate a new card using Citi Mobile App
Secure your Citibank mobile transaction with 6 digits unlock code
Lock and unlock Citi credit card using Citi Mobile App
Explore Powerful features on-demand with Citi Mobile App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Citi Simplicity+ Card Promotions


Enjoy no annual fee with Citi Simplicity Card

ONLINE CARD FEATURES

Pay for your bills with Citi One Bill® and make payments usually paid through a local bank account with Citi PayAll.

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Dine with Citibank no annual fee credit card

DINE SO FINE

Dine from the comfort of your home by ordering take out or delivery from your favorite restaurants, plus pay a lot less.

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Enjoy exclusive online shopping deals with your Citi Simplicity+ Card

LOVE TO CLICK

Enjoy exclusive online shopping deals with your Citi Simplicity+ Card and have these delivered to you.

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Unlock the easiest credit experience
in less than 15 minutes

Get a new Citi Simplicity+ Mastercard® from your phone or computer in an easy, paperless signup process. A deposit account with Citi is not required.

Minimum income of PHP180,000 per year*

Age 21 or older

Documents required to apply for the no annual fee credit card

Required Documents:
1 photo-bearing government-issued ID^

^For resident foreigners, Foreign Government-issued passport and Alien Certificate of Registration issued by the Bureau of Immigration are acceptable IDs for resident foreigners and must be submitted with any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR-I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors Visa (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. If employed with the Top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term.

Note: valid TIN, SSS, GSIS or UMID number and active landline or mobile phone number are required.

Required Documents:
1. 1 photo-bearing government-issued ID^  
2. Proof of income
  a. Latest one month pay slip, or
  b. Latest income tax return (BIR 2316) with a BIR (Bureau of Internal Revenue) stamp or with a signature of your employer’s authorized representative, or
  c. Original and signed Certificate of Employment that includes your status as an employee, length of service and compensation.
3. Bank statement of your Payroll Account showing your one-month salary

^For resident foreigners, Foreign Government-issued passport and Alien Certificate of Registration issued by the Bureau of Immigration are acceptable IDs for resident foreigners and must be submitted with any of the following proofs of local residency:
a. Immigrant Certificate of Residency (ICR)
b. ACR-I-Card with Visa status "Permanent", otherwise, should be valid for more than 1 year
c. Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
d. Special Resident Investors Visa (SRIV)
e. Special Resident Retirement Visa (SRRV)
f. If employed with the Top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term

Note: valid TIN, SSS, GSIS or UMID number and active landline or mobile phone number are required.
* Minimum income of P250,000 per year if you have no credit card

Terms and Conditions

For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.

Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.

Screens shown are for illustration purposes only. Please refer to the Citi Mobile® App for actual and accurate screens.