With 3X Rewards^, shopping has never been this rewarding.
Enjoy waived principal card annual fees when you apply online and get approved for a Citi Rewards Card until December 31, 2016. Open to new customers only. Terms and conditions apply.
Per DTI-FTEB SPD No. 6874 Series of 2016.
Start earning Rewards Points for all your spending.
Enjoy 3X Reward Points when you shop, dine and book Cebu Pacific tickets.
Earn never-expiring Rewards Points for every Php30 you spend anywhere.
Use your Points at over 1,000 shops, cinemas and restaurants nationwide. Every 10 Rewards Points can be redeemed for Php1 at any of our participating merchants.
Your Citi Credit Card is accepted in 29 million establishments in over 150 countries.
Savor the best deals in the Philippines' dining hotspots.
Get discounts, freebies, upgrades and more at over 5,000 establishments around the world.
No annual fees on your Citi Rewards Card as long as the terms and conditions are met. Otherwise, the Card account will be billed Php2,500.
Click here to view the annual fee waiver terms and conditions.
Retail Monthly Effective Interest Rate1: 3.50%2
Citi Cash Advance Monthly Effective Interest Rate / Citi Cash Advance Monthly Effective Interest Rate1: 3.50% / 3.64% inclusive of the Citi Cash Advance Service Charge3
*Click here to view the No Annual Fees for Citi Rewards Card Terms & Conditions.
^Click here to view the Citi® Rewards Terms & Conditions.
Click here to view the Citi® Card Terms & Conditions.
1Interest rates are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards (PAS) definition, effective interest rate (EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds. (BSP Circular No. 730, s2011)
2The applicable Retail Monthly Effective Interest Rate is 3.50% based on a P20,000 availment, on the assumption that the Cardholder pays the Minimum Amount Due one (1) day after the Statement Date. Your actual Retail Monthly Effective Interest Rate / Monthly Interest Rate is indicated on your Monthly Statement of Account.
3The applicable Monthly Effective Interest Rate for Citi Cash Advance is 3.64% based on a P20,000 availment plus P600 Citi Cash Advance Service Charge, on the assumption that the Cardholder pays the Minimum Amount Due one (1) day after the Statement Date.