Benefits at a glance:

Citi Cash Back Credit Card - Benefits at a glance
Citi Cash Back Card


Benefits at a glance

Citi Cash Back Credit Card


Get rebates at supermarkets.

To enjoy the maximum rebate of 6% on supermarket purchases with your Citi Cash Back Card, make sure to spend at least P10,000 per month on non-supermarket and non-Meralco expenses, such as gas, medicine, dining bills or department store purchases.

Otherwise, you can still enjoy a 0.20% rebate on your supermarket purchases.

Total Non-Supermarket or Non-Meralco Spend Supermarket Rebate
P10,000 and above 6%
Below P10,000 0.20%

Save on all your other purchases.

All your other purchases charged to your Citi Cash Back Card, e.g. gas, cellphone bills, travel expenses, online and boutique shopping, dining bills, department store purchases, tuition fees, gadgets, and appliances, shall automatically earn 0.20% rebate.

Simply pay for your bill through any of the following options:

  • Enroll your Meralco Account into Citi® One Bill®, a payment facility that automatically charges your electricity and other utility bills to your credit card account. To enroll, simply call CitiPhone at 995 9999.

Like your supermarket rebates, enjoy the most savings by consolidating non-Meralco & non-supermarket purchases on your card:

Total Non-Supermarket or Non-Meralco Spend Meralco Rebate
P10,000 and above 2%
Below P10,000 0.20%

Here's a sample computation on how you can enjoy more savings:

  Monthly Expenses   Spend   Rebate   Rebate Earned
  Supermarket Expenses  
  Meralco Bill  
  Non-Supermarket &
Non-Meralco Expenses
  Cellphone Bills  
  Gadgets and Appliances  
  Total Rebates Earned for the Month  

You can save as much as P12,000 per year with your Citi Cash Back® Card.

Get your rebates when you need them the most.

You will have the flexibility to accumulate your rebates and redeem them when you need them the most.

Whether it be for a special occasion or an unplanned expense, just logon to your Citibank Online account or call CitiPhone® to redeem your rebates. Plus, there is no limit to the amount of rebates that you can redeem as long as they are in increments of P1.00.


Worldwide Acceptance and Recognition

Your Citi® Card is accepted in 29 million establishments in over 150 countries.

High Credit Limit

Get extra purchasing power with higher credit lines.

Combined Credit Limit

Enjoy utmost flexibility to choose the best card with each swipe through Combined Credit Limit. This is the total credit limit of all your cards, which can be accessed by each of them. Plus, if you have maintained good credit standing, you can easily apply for another Citi® Card without additional income documents. Just call CitiPhone®.

Supplementary Cards

Share the benefits of your card to up to seven (7) of your relatives and friends. You can assign spend limits of as low as P10,000 for each card.

Citi PayLite® Installment Plan

Enjoy 0% interest or affordable monthly add-on rates at participating establishments nationwide, allowing you to pay in light and easy installments from 3, 6, 9, 12, 18, and 24 months.

Citi PayLite® Installment Plan After Purchase

Whether shopping locally, abroad or online, you can convert your straight single-receipt purchases of at least P5,000 into Citi PayLite® Installment Plan.

Shop with peace of mind knowing you can enjoy flexible payment terms of 3 to 24 month installments even after your purchase. Simply call Citiphone® at 423 3000423 3000 to convert your recent transactions to Citi PayLite® Installment Plan.

Please note that your application is subject to credit evaluation and approval.

Please continue to pay for at least the minimum amount due reflected on your statement of account before the due date to avoid unnecessary interest charges and late charge, and to maintain your credit history.

Citi® Dining Privileges

Savor the best dining deals in over 1,000 locations in the Philippines.

Citi World Privileges®

Get discounts, freebies, upgrades and more at over 5,000 establishments around the world.

Citi Cash Advance®

Be ready for emergencies and life's little surprises. With your card, you can withdraw cash from any ATM in the Philippines and over a million Visa/Plus and MasterCard/Maestro/Cirrus ATMs worldwide.

Citi® CreditShield Plus

Enroll in CreditShield Plus and cast away your worries on your credit card. Don't let loss of life or critical illness affect your creditworthiness and family's financial future. Enroll in CreditShield Plus today and get maximum credit card protection by simply calling CitiPhone®.

Credit Line Increase

If you have been a cardholder for more than a year, have not had a credit line increase in the last six (6) months and have maintained good credit standing, you may apply for a credit line increase; or If you are travelling abroad, let us know if you need additional credit line to ensure convenience and uninterrupted service. To request, please call CitiPhone®. Please note that this is still subject to credit verification.

Citi® One Bill®

Settle all your bills with only one due date to remember. Citi® One Bill® charges your periodic utility bills, insurance premiums or donations to charitable organizations to your card through an auto-debit arrangement.

Peso Payment Overseas

When you use your card overseas, you have the advantage to pay for purchases in Pesos.

Citibank® Online

Enjoy a wide range of online services like viewing your account information, paying your bills & managing your finances 24 hours a day, 7 days a week.


You can inquire or transact with us through CitiPhone®. Simply call 995 9999995 9999 in Metro Manila, 234 9999234 9999 in Cebu,
or +63 2 995 9999+63 2 995 9999 from abroad.

Citi® Electronic Statement

Receive your statements faster and be updated on our latest promotions and offers. Your statement will be sent to your email in a password-protected file as soon as it's available. You can also view your statements for the past 12 months by logging on to

Pay with Rebates


Pay with rebates at Shopwise

Redeem your accumulated rebates at participating Shopwise branches.

  • Redeem rebates for as low as P1.00.
  • No limit on rebates you can redeem

Participating Shopwise branches:

  • Alabang
  • Manila (Harrison Plaza Mall)
  • Makati
  • Sucat
  • Bagumbayan (Libis)
  • Commonwealth
  • Araneta
  • San Pedro Laguna
  • Antipolo
  • Cebu


Click here to view Pay with Rebates Terms and Conditions

How To Apply

Applying for a Citi Cash Back® Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.

To be eligible, you must meet the following criteria

You must be:

  • At least 21 years of age or older
  • A resident of the Philippines with a valid Philippine billing address

You must:

  • Have an annual income of P250,000 or higher
  • Have a postpaid landline or a postpaid mobile phone
  • Have a Tax Identification Number (TIN) and SSS/GSIS No. to apply for a Citi® Card

Information required when applying online:

  • Personal information
  • Employment/Financial information
  • Other credit card information

Documents required:

  • Photocopy of any two (2) valid IDs with photo and signature
  • SSS Photocard
  • TIN ID Card
  • Passport
  • Driver's License
  • Company ID
  • Proof of income

If Employed, you are required to submit any two (2) of the following:

  • Latest Income tax return (ITR) duly stamped as received by the BIR
  • W2 (BIR Form 2316)
  • Latest payslip (within last 3 months)
  • Original Certificate of Employment
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets less than P15 million, you are required to submit one (1) of the following:

  • Latest Audited Financial Statement (AFS) duly stamped as received by the BIR
  • Latest Income Tax Return (ITR) duly stamped as received by the BIR
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets greater than P15 million, you are required to submit all of the following:

  • Latest Audited Financial Statement (AFS) with BIR or bank stamp
  • Latest Income Tax Return (ITR) with BIR or bank stamp (2 pages)

If you are a foreign national, you required to submit any one (1) of the following:

  • VISA and Working Permit (with validity of 1 year and not expired at time of application)
  • Immigration Certificate of Residence (ICR)
  • Alien Certificate of Registration (ACR - iCard type with permanent status)

Click here to view Citi Cash Back® Card Terms & Conditions.

Click here to view Citi® Card Terms and Conditions.

Click here to view other Citi® Credit Cards.