Citi Cash Back Card

Cash Back Card - Rebate Credit Card

Must-have card for those who love to save!

Citi Cash Back Card

Welcome Offer

Free P5,000 eGift.

  • Get up to 6% rebate on supermarket purchases.
  • Get up to 2% rebate on your Meralco bill payments done through Citibank Online or Citi® One Bill®.
  • All your other purchases automatically earn 0.20% rebate.
  • Save as much as P12,000 per year.
Apply now

Welcome Offer

Welcome Offer

Free P5,000 eGift.

Free P5,000 eGift.

Shop, dine, and travel with your FREE P5,000 eGift. Use it to redeem any item of your choice at UNIQLO, Build City, Nike Park, T.G.I. Fridays, Vikings, Tim Ho Wan,, or any merchant.

Here's how:

  • Apply for a Citi credit card from now until February 28, 2019.
  • Spend at least P20,000 on your new Citi credit card within 60 days from receipt.

*Terms apply. Valid for new customers.

Promo extended until February 28, 2019 as approved by DTI-FTEB. Per DTI No. 9463,S18



You may apply for a Citi credit card if you:

  • Are at least 21 years old
  • Have a minimum income of:
    • P180,000 per year if you have another credit card
    • P250,000 per year if you have no credit card
  • Have an active landline or mobile phone number
  • Have a valid TIN, SSS, GSIS or UMID number

A deposit account with Citi is not required.

Required Documents

If you have another principal credit card If you have no principal credit card
Government-issued ID Government-issued ID
Proof of income (ex. payslip, ITR)
Bank statement of your Payroll Account showing your one-month salary
Signed Certificate of Employment

Benefits and Features

Earn as much as P12,000 worth of rebates per year!

Get rebates at supermarkets, everywhere

Earn up to 6% rebate on supermarket purchases.

Save on your electricity bills

Earn up to 2% rebate on your Meralco bill payments done through Citibank Online or Citi® One Bill®

Save on all your purchases

All your other purchases automatically earn 0.20% rebate

To enjoy the maximum rebate of 6% on supermarket purchases and 2% on Meralco, make sure to spend at least P10,000 per month on non-supermarket and non-Meralco expenses, such as gas, medicine, dining bills or department store purchases:

Total Non-Supermarket or Non-Meralco Spend Supermarket Rebate Meralco Rebate
P10,000 and above 6% 2%
Below P10,000 0.20% 0.20%

Cash Back Calculator:

Calculate the rebates you can earn when you spend on your card*.


  • Supermarket
  • Meralco Bills
  • All other purchases
  • Total monthly spend


  • Supermarket          0

  • Meralco Bills          0

  • All other purchases 0


A maximum of 1,000 rebates is allowed in per statement month.

Annual Cash Rebate Earned:


A maximum of 12,000 rebates is allowed in one anniversary year.

*The rebates estimates above are for illustrative purposes only and may not reflect the actual amount of rebates credited. Terms and Conditions apply.

How to Redeem Your Rebates

Instantly redeem your rebates whenever you like! Here's how:

Log-on to
  • Log-on to
  • Select 'Cash Credits' under the 'Vouchers and Cash' menu.
  • Choose the Cash Credit amount, add it to your cart, and check out.
To get your latest rebate balance
  • Text RWDSREDEEM <space> Last 4 digits of your Citi credit card <space> CASH <space> Amount to 29480 Example: to redeem 100 cash credits, text RWDSREDEEM 1234 CASH 100.
  • To get your latest rebate balance, text RWDSBAL <space> Last 4 digits of your Citi credit card to 29480.

You can redeem as much as your accumulated rebates. While the minimum rebate you can redeem is P1.00.

Please allow up to 7 working days for the cash credits to be posted to your account. Please note that the cash credit redeemed is not considered a payment to your Card Account and you are still required to settle at least the min. due to avoid late charges from being billed to your Card Account.

Citi Privileges

Citi Privileges

Access some of the most exciting experiences and special offers for Citi credit cardholders.



Enjoy up to 50% off at participating hotels, resorts & airlines.



Dine out more and pay a lot less.



CHECK OUT exciting deals from shopping, travel and other online brands, only with your Citi Card!

Complete your application in as fast as 15 minutes. Plus, instantly get a status update after you submit your application.
Apply now

For any concerns, you may call us at (632) 995-9999 (632) 995-9999 or send us a message through

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 (632) 708-7087.

New Citi Card member

This means you do not have an existing Citibank Credit Card at the time of this application.

Apply as new Citi Card Member

Existing Citi Card members

This means you are an existing Citibank principal Credit Card member within the last twelve months.

Apply as existing Citi Card member