Your Rewards Points
are as good as cash.

Pay with Points | Shop and redeem - Citi Philippines
Pay with Points - Citi Philippines

With Pay with Points, you can use your points to pay for your purchases at hundreds of partner stores nationwide.

10 points = P 1.00

Pay With Points

Every time you use your Citi Platinum Visa or Citi Rewards Card, you earn Rewards Points that you can redeem through Pay with Points.

Pay with Points (PWP) allows you to pay for up to 100% of your purchases at partner shops, book stores and cinemas.

  • Citi Rewards Card

    Earn and redeem points with your credit card.
  • Citi Platinum Visa

    Earn and redeem points with your credit card.
  • Just present your card to store counter personnel and inquire for your available Rewards Points.
  • View your available Rewards Points on your Statement of Account. Checking Accumulated Rewards Points
  • Visit and log on to your Citibank Online account.
  • Call CitiPhone at +632 995 9999+632 995 9999 (Metro Manila) or +632 234 9999+632 234 9999 (Cebu).
How to Pay with Points
  • Shop at participating store
  • Present your credit card
  • Use your points

Terms and Conditions

  • All Citibank Classic/Gold VISA/MasterCards, Citibank Platinum VISA and Citibank Rewards VISA/MasterCard Cardholders, whose cards have been locally issued by Citibank, N.A. Philippines and all UCPB MasterCard Cardholders whose cards have been issued by Citibank Savings Inc. (referred to as "Cardholder"), and are active and in good credit standing, are qualified for this promo.
  • Citibank and CSI (UCPB MasterCard) Cardholders may use their Citi Rewards Points to pay for up to a maximum of 100% of the retail or discounted price of items at the participating merchants/outlets. 10 Citi Rewards Points = Php1.
  • Any amount that is not covered by or not paid through the Citi Rewards Points should be paid by the Cardholder using his/her qualified Citibank or CSI (UCPB MasterCard) Card. The portion charged to the Citibank or CSI (UCPB MasterCard) Card will generate further Rewards Points.
  • Cardholder can have his Citibank/CSI Credit Card swiped at the Citibank Terminal at the designated counter to check his/her available Citi Rewards Points.
  • The Cardholder is eligible to redeem if he/she has enough Citi Rewards Points as reflected in the Citibank Terminal (minimum to redeem is 10 Citi Rewards Points) and if he/she has available credit line on the same Citibank or CSI Credit Card.
  • In case of valid merchant disputes, the retail or discounted amount, and not the Citi Rewards Points, will be credited back to the Cardholder's card account.
  • The merchant's Return/Exchange Policy remains applicable for the purchased item.
  • All transactions are subject to the Terms and Conditions governing the issuance and use of Citibank or CSI Credit Cards and all related provisions of the Citi Rewards program.

For any concerns, you may contact us at (632) 995-9999 or send us a message through Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087 and e-mail address