It's extra fun when you share moments with the ones close to you!

Invite them to apply for a Citi credit card and get a FREE P5,000 eGift for every successful referral*

Use your eGift at Nike Park, UNIQLO, TGI Friday's at any participating merchant.


How to Refer


Get your unique referral link by clicking below.

Get Link


Share the link to your friends via email or social media sites. Tell them to apply using the given link.


Once you have qualified, you will receive an SMS with your promo code and redemption details.

*The successful referral should be a new-to-bank client which means he or she should not have an existing Citi credit card account upon application.
** Citibank Employees are not qualified to join this promo.

Refer your friends now!


Step - 1

Please enter the last 6 digits of your registered
mobile phone number with Citi.


Step - 2

Please enter the last 4 digits of your Citi
credit card.

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Terms and conditions

Citibank Credit Card Member-Get-Member (MGM) Promo

  • Citibank cardholders (referred to as "Referrer") will get a Giftaway eGift (referred to as "Reward") for every successful credit card referral (referred to as "Referral) that gets approved within the promo period.
  • The Citibank Member-Get-Member Promotion (referred to as "Promo") will run from January 1 to March 31, 2020 (the "Promo Period").
  • The Promo is open to existing Principal Citi Cardholders of Citibank, N.A. Philippine Branch (referred herein as "Citibank"), whose cards accounts are active and in good credit standing who are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations and policies from participating in and /or qualifying for this Promo, and who receive the Electronic Direct Mail (EDM) or SMS referral invitation (referred to as "Referrer"). Employees of Citibank and its affiliates (Citibank, N.A., ROHQ, CFSI, and CBPS), incumbent government officials or employees, whether elected or appointed, and US Persons are not eligible to participate in this Promo.
  • The Promo is not applicable to Referrers and Referrals if the Referral is a resident individual of the European Union, European Economic Area (EEA) or any other jurisdictions where referral activity is restricted. Please consult a bank representative for details.
  • To qualify for the Reward:

    • The Referrer needs to refer by going to the Citi ShareRewards page ( He/she may also access the same via the Electronic Direct Mail (EDM) invite or SMS sent to him/her.
    • The Referrer must complete the 3-Step Referral Process within the ShareRewards pages:

      • Step 1 - Referrer needs to provide the last 6 digits of his/her registered mobile phone number with Citi.
      • Step 2 - Referrer needs to provide the last 4 digits of his/her Citi credit card.
      • Step 3 - Referrer will get the unique referral link by clicking on the "Copy Link" button and needs to share this link on his/her social media accounts by clicking the Twitter, Facebook, or Email button on the page.
    • The Referrer must refer prospects who meet the criteria set out in item 6.
    • The prospect referred by the Referrer ("Referral") must apply for a Citi credit card during the Promo Period, using the unique referral link provided by the Referrer.
    • The Citi credit card application of the Referral must be approved.
  • The Referral must at a minimum meet the following criteria:

    • Has no Principal Citibank Credit Card or has not had one within the last 6 months prior to the referral.
    • Is between 21 to 65 years old
    • Has a gross annual income of at least P250,000.
  • The Referrer agrees and undertakes that when sharing the referral link on his/her social media accounts, he/she will not use Citibank's trademarks, service marks, logos, symbols, or brand names, or proprietary indicia, or otherwise represent or misrepresent that he/she is acting for or on behalf of Citibank or otherwise refer to or identify Citibank in advertising, promotional or marketing communications or correspondence or in his/her posts on his/her social media accounts.
  • The qualified Referrer will be able to redeem his/her Reward as follows:

    1. Within 30 business days from the approval of the Referral's card application, the qualified Referrer will receive an SMS that contains the following:

      1. Redemption link:
      2. Promo code
    2. The qualified Referrer shall be entitled to redeem the Reward through after 3 business days from receipt of the SMS / EDM.
    3. He/she should provide the following information to, the accredited redemption merchant, through the redemption link:

      1. Promo code;
      2. Name;
      3. Email address;
      4. Mobile number;
      5. Last 6 digits of his/her Citi credit card.
    4. By redeeming the Reward through the Giftaway redemption site, the Referrer is responsible for providing his/her personal and other information to, and agrees that such information, provided by the Referrer to, will be subject to the confidentiality, data privacy and security terms of Giftaway.
    5. The Referrer will receive an eGift code from Giftaway through his/her nominated email address and mobile number.
  • The qualified Referrer may use his/her eGift code by presenting the same at any of the Giftaway merchants (

  • The promo codes are valid (and the qualified Referrer may input the code in the redemption link) until:

    1. April 30, 2020 - for Referral card applications that are approved within January 1-31, 2020;
    2. May 31, 2020 - for Referral card applications that are approved within February 1-28, 2020;
    3. June 30, 2020 - for Referral card applications that are approved within March 1-31, 2020;
    4. Promo codes which are not redeemed/consumed as of the above dates will be forfeited.

  • The MGM Giftaway eGift may not be converted to or paid out in cash or in kind.
  • Citibank may discontinue the granting of the Reward to the relevant Card account if:

    • applicable law, regulation, or policy restricts the continued granting of such Reward; or
    • the Referrer does not comply with the terms and conditions of the Citi Card Agreement or the rules governing credit relationships.
  • In case of multiple Referrers referring the same person (i.e. Referral), the Reward will be given to the Referrer whose applicant link was completed, submitted to, and encoded first by Citibank.
  • In case of dispute with respect to the Referrer's eligibility, coverage of dates, fulfillment, etc., Citibank's decision shall prevail. All questions or disputes regarding the Referrer's eligibility for the Promo shall be resolved by Citibank with concurrence of DTI.
  • Fraud, abuse or any unauthorized action relating to the credit card application, the participation in the Promo, or the redemption of the MGM Reward may result in the disqualification of the Referrer from the Promo, suspension or cancellation of card privileges or the charging of the full cost of the MGM Reward to the Referrer's Card account, at Citibank's discretion. This shall be without prejudice to any legal action that may be taken by Citibank.

For any concerns, you may send us a message through

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087 and e-mail address -

PER DTI-FTEB SPD No. 24757, Series of 2020

Terms and conditions apply. Promo valid until March 31, 2020 as approved by PER DTI-FTEB SPD No. 24757, Series of 2020.

For any concerns, you may contact us at (632) 8995-9999 (632) 8995-9999 or send us a message through

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087.