Get up to P50,000

Invite family and friends to apply for a Citi Grab credit card and get P2,500 GrabPay Credits for every successful referral.

You can refer up to 20 cardholders every month, letting you earn as much as P50,000 worth of GrabPay Credits!

Refer your friends now!

Please enter your mobile number registered with Grab

By entering your mobile number and generating your unique referral link, you accept the Terms and Conditions of the Citi-Grab Refer a Friend Promo
and allow Citi and Grab to use your information to credit the P2,500 GrabPay Credits for every successful referral.

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CLICK TO CREATE YOUR UNIQUE REFERRAL LINK
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What can you do with your GrabPay Credits?

Pay for GrabFood and GrabMart orders, GrabExpress deliveries, and Grab rides

Pay for GrabFood and GrabMart orders, GrabExpress deliveries, and Grab rides.

Pay in-store at selected branches of SM Markets and more.

Pay in-store at selected branches of SM Markets and more.

Pay online at Zalora, ShopSM, Codashop, Waltermart, Share Treats, and more

Pay online at Zalora, ShopSM, Codashop, Waltermart, Share Treats, and more.

Learn more >
Citi Grab card

Don’t have a Citi Grab credit card yet?

Apply now to earn FREE P2,500 GrabPay Credits and P2,000 worth of Grab vouchers (T&Cs apply).

Frequently asked questions

Who can join this promo?

The Promo is open to existing users of Grab Philippines who are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations and policies from participating in and / or qualifying for this Promo, and who receive the invitation to refer (referred to as "Referrer"). Employees of Citibank, N.A. Philippine Branch (referred herein as "Citibank" or "Citi") and its affiliates (Citibank, N.A. ROHQ, Citi Financial Services & Insurance Brokerage, and Citigroup Business Process Solutions); incumbent government officials or employees, whether elected or appointed; US Persons, and Grab Philippines drivers are not eligible to participate in this Promo.

I do not have an existing Citi credit card. Can I still refer?

Yes. The offer is open to Citi credit cardholders and/or Grab users.

How many times can I refer?

You may send your referral link to as many friends as you want. Be rewarded for up to 20 successful referrals per month.

What is a successful referral?

In order to be a successful referral, the person referred should apply for a Citi Grab credit card within the promo period and his or her Citi Grab credit card application must be approved. The person referred should also be a new-to-bank client. This means that he or she should not have an existing Citi credit card or should not have had one within the last 6 months prior to the referral.

How will I know if I have qualified to receive the P2,500 GrabPay Credit reward?

Once your referral gets approved, you will be notified within 30 business days via your Grab mobile application that you have received the P2,500 GrabPay Credits.

Who can I contact for questions or concerns regarding the Citi-Grab Refer a Friend Promo?

For any concerns regarding the Citi-Grab Refer a Friend Promo, please visit the Grab Help Centre at https://help.grab.com/passenger/en-ph/.

Terms and conditions

Citi - Grab Refer a Friend Promo (2020)

  • Grab Philippines users (referred to as "Referrer") will get Php2,500 GrabPay Credits (referred to as "Reward") for every successful Citi Grab credit card referral (referred to as "Referral") within the promo period. A referral is considered successful if the referral applies and gets approved for a Citi Grab credit card.
  • The Citi - Grab Refer a Friend Promotion (referred to as "Promo") will run from May 11, 2020 to January 31, 2021 (the "Promo Period").
  • The Promo is open to existing users of Grab Philippines who are not prohibited under the applicable Gifts, Anti-Bribery and Corruption laws, regulations and policies from participating in and / or qualifying for this Promo, and who receive the invitation to refer (referred to as "Referrer"). Employees of Citibank, N.A. Philippine Branch (referred herein as "Citibank" or "Citi") and its affiliates (Citibank, N.A. ROHQ, Citi Financial Services & Insurance Brokerage, and Citigroup Business Process Solutions); incumbent government officials or employees, whether elected or appointed; US Persons, and Grab Philippines drivers are not eligible to participate in this Promo.
  • The Promo is not applicable to Referrers and Referrals if the Referral is a resident individual of the European Union, European Economic Area (EEA) or any other jurisdictions where referral activity is restricted. Please consult a bank representative for details.
  • To qualify for the Reward:

    • The Referrer should go to the Citi - Grab Refer a Friend Promo Page (http://citibank.com.ph/raf). He/she may also access the same via the Electronic Direct Mail (EDM) invite or SMS sent to him/her, or the Promo widget on the Grab Philippines app, or any other communication material from Grab or Citi in relation to the Promo.
    • The Referrer must complete the 2-Step Referral Process within the Citi - Grab Refer a Friend Promo Page:

      • Step 1 - Referrer needs to provide the last 10 digits of his/her registered mobile phone number with Grab. For the Reward to be successfully credited to Referrer’s Grab account, Referrer must ensure that he/she has entered his/her correct mobile number registered with Grab. Citibank shall not be liable for the inability or failure to credit the Reward if Referrer provided an incorrect mobile number or did not provide the mobile number registered with his/her Grab account.
      • Step 2 - Referrer needs to get the unique referral link by clicking on the "Copy Link" button and to share this link on his/her social media accounts by clicking the Twitter, Facebook, Email, Viber, WhatsApp, or Messenger button on the page.
    • The Referrer must refer prospects who meet the criteria set out in item 6.
    • The prospect referred by the Referrer ("Referral") must apply for a Citi Grab credit card during the Promo Period, using the unique referral link provided by the Referrer.The Citi Grab credit card application of the Referral must be approved.
  • Referrers who successfully refer themselves are not qualified to redeem the Reward.

    Referrers shall be rewarded for up to a maximum of 20 successful referrals per month.

  • The Referral must at a minimum meet the following criteria:

    • Has no principal Citibank Credit Card or has not had one within the last 6 months prior to the referral;
    • Is between 21 to 65 years old, and
    • Has a gross annual income of at least Php250,000.00.
  • The Referrer agrees and undertakes that when sharing the referral link on his/her social media accounts, he/she will not use Citibank's trademarks, service marks, logos, symbols, or brand names, or proprietary indicia, or otherwise represent or misrepresent that he/she is acting for or on behalf of Citibank or otherwise refer to or identify Citibank in advertising, promotional or marketing communications or correspondence or in his/her posts on his/her social media accounts.
  • If the referral was successful, the qualified Referrer will receive a message in his/her Grab inbox stating that the Referrer has received Php2,500 GrabPay Credits.
  • The qualified Referrer will be able to redeem his/her Reward via the Grab Philippines mobile application.
  • Citibank and/or Grab may discontinue the granting of the Reward to the relevant Referrer if applicable law, regulation, or policy restricts the continued granting of such Reward.
  • In case of multiple Referrers referring the same person (i.e. Referral), the Reward will be given to the Referrer whose applicant link was completed, submitted to, and encoded first by Citibank.
  • In case of dispute with respect to the Referrer's eligibility, coverage of dates, or fulfillment, Citibank's decision shall prevail. All questions or disputes regarding the Referrer's eligibility for the Promo shall be resolved by Citibank with concurrence of DTI.
  • Fraud, abuse or any unauthorized action relating to the credit card application, the participation in the Promo, or the redemption of the Reward may result in the disqualification of the Referrer from the Promo, or the charging of the full cost of the Reward to the Referrer's Grab account, at Citibank and/or Grab's discretion. This shall be without prejudice to any legal action that may be taken by Citibank.

For any concerns regarding this Promo, please visit the Grab Help Centre at https://help.grab.com/passenger/en-ph/.

For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087.

PER DTI FAIR TRADE PERMIT NO. FTEB- 06139, SERIES OF 2020.

Terms and conditions apply. Promo valid until January 31, 2021 as approved by PER DTI-FTEB SPD No. 06139, series of 2020.

For any concerns regarding the Citi-Grab Refer a Friend Promo, please visit the Grab Help Centre at https://help.grab.com/passenger/en-ph/.

For any concerns, you may contact us at (632) 8995-9999 (632) 8995-9999 or send us a message through www.citibank.com.ph

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087 (632) 8708-7087.

For your complaints/concerns, we will endeavor to resolve these within 7 business days. For complaints/concerns requiring more time to resolve, we will be in touch with you and inform you of the progress.