- Welcome gift is valid for new Citi credit cardholders only. Please check full T&C for more details.
- Make a single or accumulated P20,000 spend within 60 calendar days from card approval to get the No Annual Fee welcome gift.
- You will receive an SMS upon meeting the spend requirement, confirming the No Annual Fee of the card used.
- P2,000 eGift promo will run from July 7 to August 31, 2021. Per DTI Fair Trade Permit No. FTEB-122969 Series of 2021.
- The No Annual Fee welcome gift will run until October 31, 2021. Per DTI Fair Trade Permit No. FTEB- 115535 Series of 2021.
Below is the interest rate that applies to all Citibank, N.A. Philippine Branch issued Credit Cards.
Interest Rates
| Retail Monthly Effective Interest Rate1 |
3.50%2.3 |
1Interest rate are quoted based on a 30-day period. For months with more (or less) than 30 days, the applicable interest rate shall increase (or decrease) accordingly. Interest is compounded monthly. In accordance with the Philippine Accounting Standards(PAS) definition, effective interest rate(EIR) is the rate that exactly discounts estimated future cash flows through the life of the loan to the net amount of loan proceeds.
(BSP Circular No. 730, s2011)
2The applicable Retail Monthly Effective Interest Rate is 3.50% based on a P20,000 availment, on the assumption that the Cardholder pays the minimum Amount Due one (1) day after the Statement Date.
3Your actual Retail Monthly Effective Interest Rate is indicated on your Monthly Statement of Account.
To know more about Citi Card Fees and Charges, click this link
Citibank is located at: Citi Plaza, 34th Street Bonifacio Global City, Taguig, Metro Manila Philippines.
