Split your purchases into light and easy monthly installments with Citi PayLite Split your purchases into light and easy monthly installments with Citi PayLite

Light and easy payments with your Citi PayLite® Installment Plan

How to avail:

Swipe your Citi credit card at participating merchants

Swipe your Citi credit card at participating merchants

Sign the consent form behind the charge slip to acknowledge the terms and conditions and proceed with the conversion to installment which is subject to Citibank approval

Sign the consent form behind the charge slip to acknowledge the terms and conditions and proceed with the conversion to installment which is subject to Citibank approval.

You will receive an SMS regarding the outcome of your request for Citi PayLite facility.

You will receive an SMS regarding the outcome of your request for Citi PayLite facility.

Participating Merchants:

Beyond The Box bsd datablitz Digital Walker Gadget king microvalley octagon Power Mac rustans silicon-valley Switch

 

 

Terms and conditions apply.

** PayLite installments are billed to the account monthly, similar to a normal retail purchase and are subject to usual interest rate charges if you pay less than the Total Amount Due indicated on your current or previous monthly statements of account on or before the payment due date.

If your Card account is over limit, you will need to pay the Overlimit amount aside from the Minimum Amount Due.

The Citi PayLite Transaction will take more than the scheduled Term to pay off in full if only the Minimum Amount Due is paid.

 

Per DTI Fair Trade Permit No. FTEB- 122639, 122561, 122648, 122539, 122641, 122645, 122558, 122560, Series of 2021

 

Terms and Conditions

CITI PAYLITE VIA ALTERNATE HANDLING PROCESS PROMO

In these Terms and Conditions of the Citi PayLite via Alternate Handling Process Promo (“Promo”), “Card” means all credit cards issued by us, Citibank, N.A. (Philippine Branch) (also referred to as “we”, “our”, “us” or “Citi”), while “you” refers to pre-selected Cardholders who received an Electronic Direct Mailer (“EDM”) and/ or SMS regarding the Promo and whose Citi credit cards have been locally issued by us (“Cardholder”), and which are active and in good credit standing.

By availing of the Promo, you agree to the following Terms and Conditions, and all applicable terms and conditions under the Citi Card Agreement and all related provisions of the Citi Installment Facilities; these can be viewed at www.citibank.com.ph/global_docs/pdf/cardstandc.pdf:

  1. CITI PAYLITE VIA ALTERNATE HANDLING PROCESS PROMO is an Installment facility available on a promotional basis to pre-selected Citi Cardholders for purchases at participating merchants which meet the required minimum purchase amount per tenor. It is subject to approval based on the available Relationship Limit or Account Credit Limit / Spend Limit, as applicable, at the time of purchase and conversion. The straight single-receipt transaction at the participating merchants (“Merchants”) using the Citi credit card under the Promo shall, after the Merchant submits the transaction for settlement (“Conversion Date”), be converted to an Installment Transaction (“Installment Transaction”) through which the Pre-selected Citi Cardholder can pay for the purchase amount (“Principal Amount”) in equal monthly installments for the term indicated in Appendix A (“Term”) which will be billed to the Credit Card statement every month until the end of the Term.
  2. The Promo Periods, available tenors/terms and required minimum purchase amount vary per Merchant as detailed in Appendix A.
  3. Upon your instruction to the Merchant that you would like to avail of the Promo, the Merchant will swipe your Citi credit card for the purchase amount at the pre-identified terminal for the Promo. The charge slip you will receive from the Merchant will reflect the purchase as a straight single-receipt transaction. The Merchant will ask you to sign a Promo consent form that will be placed by the Merchant at the back of the charge slip; this Promo consent form indicates the Term of the Installment Transaction.

    1. Once the transaction has been verified and converted to an Installment Transaction, you will receive a confirmation SMS.
    2. If your straight single-receipt transaction is not successfully converted to an Installment Transaction, you will receive a rejection SMS and the purchase amount will reflect on your statement as a straight single-receipt transaction.
  4. The Monthly Installments Due will be billed and reflected on your Statement of Account after the Conversion Date as [Merchant Name (001:00x)] and so forth.

    You may compute the Monthly Installment Due using the following formula:

    Principal Amount

    --------------------------------------------------------------------------------------------------------

    Term

    Citi PayLite via Alternate Handling Process illustration:

    Principal Amount = P15,000.00

    Term: Three (3) months

      Monthly Installment Due Unbilled Installment Amount
    Month 1 P5,000.00 P10,000.00
    Month 2 P5,000.00 P5,000.00
    Month 3 P5,000.00 P0
  5. From April 15, 2021 to June 30, 2021, each Monthly Installment Due of your Citi PayLite Transaction will be included in the Minimum Amount Due in your Statement of Account. However, starting July 1, 2021, 1% of the billed Minimum Installment Due will be included in the Minimum Amount Due in your Statement of Account and 1% of the unbilled Principal of your Citi PayLite Transaction will be part of calculation of your Minimum Amount Due in your Statement of Account until the end of the Term of your Citi PayLite Transaction. To know more about how your Minimum Amount due will be calculated starting July 1, 2021, visit www.citibank.com.ph/mindue.
  6. We will charge the interest rate and/or fees, if any, as disclosed at the date of availing the installment transaction which shall be applicable during its entire Term and no additional fees and interest will be charged for this Installment Transaction, ONLY if we receive (or had received) payment in full of the Total Amount Due stated on your monthly Statement of Account by the payment due date every month until you have paid all installments.

    However, if we did not receive the full payment of the Total Amount Due as indicated in your current or previous monthly Statement of Account, (i)the billed Monthly Installment Due in the current statement, and (ii)any unpaid portion of any previous Monthly Installment(s) Due in your current Statement of Account will be subject to daily interest at the Retail Interest Rate as set out in the Statement of Account. This daily interest on the installment will be charged from one day after statement date until:

    1. one day before the payment date of the installment transaction, if you pay the Total Amount Due on or before the payment due date OR
    2. the date you pay the full Total Amount Due after the Payment Due Date.

    The Citi PayLite Transaction will take more than the scheduled Term to pay off in full if you pay less than the Total Amount Due.

    In addition, if we do not receive the full payment of the Minimum Amount Due by the Payment Due Date, you must also pay the applicable Monthly Late Charge.

    The above is subject to the terms of our Citi Cardmember Agreement governing your Citi Credit Card account. Please refer to the Citi Card Fees and Charges at www.citibank.com.ph/cardsrandf for the prevailing rates, fees and charges.

  7. If the Card account is past due for 60 days or more, the Installment Transaction will be cancelled. Any remaining unpaid balance will be billed to the Card account in full and will be subject to the prevailing monthly retail Interest charge. Please refer to the Citi Card Fees and Charges at www.citibank.com.ph/cardsrandf for the prevailing rates, fees and charges.
  8. Rewards Points, rebates, and PremierMiles (“Usage Privileges”) earned from the straight single-receipt transaction/s converted under the Promo will be deducted from the Card account upon conversion, and will be credited back monthly in such amounts corresponding to the Monthly Installment Due billed.
  9. You acknowledge that your Installment Transaction will be maintained for the Term stated on the Promo consent form or Confirmation SMS or any other documents that may have been furnished to you, and that we have already incurred cost of funds and committed yield to fund sources to finance the Installment Transaction.
  10. If you wish to cancel the Installment Transaction before its Term ends, you may do so, without a prepayment penalty, by calling CitiPhone. In that case, you agree to pay in full the unpaid portion of the Installment Transaction.
  11. In case of promotions where we give you a premium item/s (which include promotional items, Usage Privileges, etc.), we may charge the full monetary equivalent of the premium item/s should you cancel the Installment Transaction.
  12. Upon your purchase, we already pay for the goods or services in full. In the event that a Merchant from whom you purchased the goods or services for future delivery ceases to operate, you will still be liable to pay for all unpaid Monthly Installment Dues.
  13. If you wish to request for a refund from the Merchant, the standard refund process of the Merchant will apply. There will be no change to the Installment Transaction under the Promo, and the Monthly Installments Due will continue to be billed to you for the Term. The amount to be refunded by the Merchant will be credited back to the Card. Once the refund is completed, you must cancel the Installment Transaction by calling CitiPhone at 8995-9999 between 8am to 9pm daily.
  14. In case of (a) any change in law or regulation which gives rise to new additional taxes, higher reserve requirements or similar events, or (b) significant change in the economic environment, we may adjust or impose any applicable charges even before the Term expires.
  15. Please be advised that by availing of the Promo through your Citi credit card/s, you are providing your explicit consent to Citi’s Data Privacy Terms (Consent for Processing, Profiling and Sharing of Data and Information and Data Privacy Statement) and to the updated Citi Card Agreement.

    These Terms and Conditions should be read together with the Citi Card Agreement, to produce a result that is harmonious and consistent. In the event of any inconsistency or conflict between the provisions of these Terms and Conditions and the Citi Card Agreement, these Terms and Conditions shall prevail in relation to the Installment Transaction applied under the Promo.

    APPENDIX A.

    1. BSD International

    Principal Amount Applicable Term
    P10,000 – P44,999.99 12 Months
    P45,000 and above 24 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    BSD International Participating Outlets
    PHONEVILLE SM BF PARANAQUE TECHNO KID SM FAIRVIEW
    PHONEVILLE SM SUCAT TECHNO KID SM MALL OF ASIA
    PHONEVILLE SM TAYTAY TECHNO KID SM MANILA
    SM BICUTAN TECHNO KID SM MOLINO
    SM CALAMBA TECHNO KID SM NORTH EDSA
    SM SAN JOSE DEL MONTE TECHNO KID SM OLONGAPO
    SM SAN PABLO TECHNO KID SM ROSARIO
    TECHNO KID SM AURA PREMIER TECHNO KID SM SAN LAZARO
    TECHNO KID SM BAGUIO TECHNO KID SM STA. MESA
    TECHNO KID SM BICUTAN TECHNO KID SM STA. ROSA
    TECHNO KID SM CLARK

     

    2. DataBlitz

    Principal Amount Applicable Term
    P3,000 – P4,999.99 3 Months
    P5,000 and above 6 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    DataBlitz Participating Outlets
    DATABLITZ ALABANG TOWN CENTER DATABLITZ SM MALL OF ASIA
    DATABLITZ AYALA MALLS THE 30TH DATABLITZ SM MEGAMALL
    DATABLITZ AYALA MALLS CLOVERLEAF DATABLITZ SM NORTH -THE ANNEX
    DATABLITZ AYALA CIRCUIT DATABLITZ SM SOUTHMALL
    DATABLITZ AYALA MALL FELIZ DATABLITZ THE PODIUM
    DATABLITZ AYALA MANILA BAY DATABLITZ TRINOMA
    DATABLITZ BLUEBAY WALK DATABLITZ UPTOWN MALL
    DATABLITZ CENTURY CITY MALL DATABLITZ U.P TOWN CENTER
    DATABLITZ FAIRVIEW TERRACES DATABLITZ V-MALL
    DATABLITZ FESTIVAL SUPERMALL DATABLITZ ABREEZA MALL
    DATABLITZ GATEWAY DATABLITZ AYALA CENTER CEBU
    DATABLITZ GLORIETTA DATABLITZ AYALA CENTRAL BACOLOD
    DATABLITZ GREENBELT DATABLITZ SM CITY CABANATUAN
    DATABLITZ MARKET MARKET DATABLITZ CENTRIO MALL
    DATABLITZ ONE BONIFACIO HIGH STREET DATABLITZ HARBOR POINT
    DATABLITZ ROBINSONS GALLERIA DATABLITZ MARQUEE MALL
    DATABLITZ ROBINSONS MAGNOLIA DATABLITZ PASEO DE STA ROSA
    DATABLITZ ROBINSONS MANILA DATABLITZ SM CITY BAGUIO
    DATABLITZ DB POWER PLANT MALL DATABLITZ SM CITY BACOOR
    DATABLITZ SHANGRI-LA PLAZA DATABLITZ SM CITY CEBU
    DATABLITZ SM AURA PREMIER DATABLITZ SM CITY DAVAO
    DATABLITZ SM CITY BICUTAN DATABLITZ SM CITY ILO-ILO
    DATABLITZ SM CUBAO DATABLITZ SM SEASIDE CITY CEBU
    DATABLITZ SM CITY FAIRVIEW DATABLITZ SOLENAD 3
    DATABLITZ SM CITY MARIKINA DATABLITZ SM CITY LEGAZPI
    Digital Walker Participating Outlets Beyond the Box Participating Outlets
    AYALA MALLS THE 30TH ROBINSONS PLACE MANILA
    ROCKWELL SOUTHWOODS
    SHANGRI-LA PLAZA UPTOWN MALL
    THE PODIUM VMALL GREENHILLS
    TRINOMA

     

    3. Digital Walker and Beyond the Box

    Principal Amount Applicable Term
    P10,000 – P49,999.99 12 Months
    P50,000 and above 24 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:

     

    4. Gadget King, Micro Valley Computer Store, Octagon Computer Store

    Principal Amount Applicable Term
    P5,000 – P9,999.99 6 Months
    P10,000 and above 12 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    Gadget King Participating Outlets
    GAISANO MALL DAVAO
    SM FAIRVIEW
    SM ILOILO
    SM MARIKINA
    SM PUERTO PRINCESA
    SM SAN JOSE
    SM SOUTHMALL
    SM STA MESA
    SM VALENZUELA
    STA LUCIA EAST GRAND MALL
    VMALL GREENHILLS
    Micro Valley Participating Outlets
    FESTIVAL MALL SM ILOILO
    GAISANO DAVAO SM LUCENA
    GREENHILLS SM MARIKINA
    KCC MALL GENERAL SANTOS SM MEGA CENTER
    PACIFIC MALL SM MOLINO
    SM BACOLOD SM NORTH EDSA
    SM BATANGAS SM SAN MATEO
    SM DASMARIÑAS SM SOUTHMALL
    SM DAVAO ECOLAND SM STA ROSA
    Octagon Computer Supestore Participating Outlets
    ALABANG TOWN CENTER ROBINSONS MAGNOLIA SM MANILA
    AYALA BACOLOD ROBINSONS MANILA SM MARIKINA
    AYALA CENTER CEBU ROBINSONS PLACE BACOLOD SM MARILAO
    AYALA MALLS CEBU IT PARK ROBINSONS PLACE DUMAGUETE SM MASINAG
    AYALA MALLS FELIZ ROBINSONS PLACE ILOILO SM MEGAMALL
    AYALA MALLS MANILA BAY ROBINSONS PLACE JARO SM MOLINO
    BATANGAS ROBINSONS PLACE LIPA SM MUNTINLUPA
    CABANATUAN ROBINSONS PLACE PALAWAN SM NAGA
    CAGAYAN ROBINSONS PLACE PANGASINAN SM NORTH EDSA
    CASH & CARRY MALL MAKATI ROBINSONS TUGUEGARAO SM NOVALICHES
    CENTRIO MALL CDO SM BACOLOD SM OLONGAPO
    DEL MONTE STARMALL SM BACOOR SM ORMOC
    DUMAGUETE SM BAGUIO SM PAMPANGA
    EASTWOOD MALL SM BALIWAG SM PUERTO PRINCESA
    FAIRVIEW TERRACES SM BATANGAS SM PULILAN
    FESTIVAL MALL SM BF PARANAQUE SM ROSARIO
    GAISANO MALL DAVAO SM BICUTAN SM SAN LAZARO
    GENERAL SANTOS KAMAN SM CALAMBA SM SAN MATEO
    GLORIETTA 2 SM CAUAYAN SM SM DEL MONTE
    GREENBELT 1 SM CDO DOWNTOWN PREMIER SM SM SAN PABLO
    GREENHILLS SM CEBU SM SOUTHMALL
    ILIGAN SM CEBU SEASIDE SM STA. MESA
    J CENTRE CEBU SM CHERRY ANTIPOLO SM STA. ROSA
    KCC MALL MARBEL SM CLARK SM SUCAT
    LAOAG SM CUBAO SM TARLAC
    LIMKETKAI CDO SM DASMARIÑAS SM TAYTAY
    MARKET MARKET SM DAVAO SM TUGUEGARAO
    NE PACIFIC MALL SM GENERAL SANTOS SM URDANETA
    NEPO MALL DAGUPAN SM ILOILO SM VALENZUELA
    OZAMIS SM LANANG PREMIER STA. LUCIA EAST GRAND MALL
    PACIFIC MALL SM LEGAZPI SURIGAO RIZAL
    ROBINSONS GALLERIA SM LEMERY UNIMART CAPITOL
    ROBINSONS GENERAL TRIAS SM LIPA UPTOWN MALL
    ROBINSONS ILOCOS SM LUCENA VERANZA MALL
    ROBINSONS ISABELA - SANTIAGO SM MALL OF ASIA XENTRO MALL VIGAN

     

    5. Power Mac Center

    Principal Amount Applicable Term
    P20,000 – 49,999.99 12 Months
    P50,000 and above 24 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    POWER MAC CENTER PARTICIPATING OUTLETS
    ABREEZA MALL SM EAST ORTIGAS
    APPLE CENTER GREENHILLS SM FAIRVIEW
    APPLE CENTER SM MALL OF ASIA SM LANANG
    CASH & CARRY SM LEGASPI
    CIRCUIT MAKATI SM LIPA
    CLOVERLEAF SM LUCENA
    EASTWOOD SM MARIKINA
    FESTIVAL MALL SM MEGAMALL
    FESTIVE WALK SM NORTH EDSA
    FORA SM OLONGAPO CENTRAL
    GLORIETTA SM PAMPANGA
    GREENBELT 3 SM PANGASINAN
    KCC ZAMBOANGA SM PUERTO PRINCESA
    MANILA BAY SM SAN LAZARO
    PODIUM SM SAN PABLO
    ROBINSONS CEBU SM SOUTHMALL
    ROBINSONS MAGNOLIA SM STA ROSA
    ROBINSONS PLACE BUTUAN SM TELABASTAGAN
    ROBINSONS PLACE TUGUEGARAO SM TRECE MARTIRES
    ROCKWELL SUBIC
    SM AURA THE LOOP CSB
    SM BACOOR TRINOMA
    SM BATANGAS UST
    SM BF VERTIS NORTH
    SM CDO VISTA BALANGA
    SM DASMARINAS VISTA MALL STA ROSA

     

    6. Rustan’s

    Principal Amount Applicable Term
    P5,000 – 29,999.99 3 Months
    P30,000 and above 6 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    Rustan’s Participating Outlets
    ALABANG TOWN CENTER
    CEBU
    GATEWAY
    SHANGRI-LA

     

    7. Silicon Valley

    Principal Amount Applicable Term
    P3,000 – 9,999.99 6 Months
    P10,000 and above 12 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    Silicon Valley Participating Outlets
    ABREEZA MALL SM BACOOR
    ACER ROBINSONS PLACE ILOCOS NORTE SM BF PARANAQUE
    ACER SM CLARK SM BICUTAN
    ACER SM PAMPANGA SM BUTUAN
    ALABANG TOWN CENTER SM CABANATUAN
    AAMD SM NORTH EDSA SM CALAMBA
    ASUS ROG SM CEBU SM CAUAYAN
    ASUS SM CLARK SM CEBU
    AYALA CENTER CEBU SM CITY NORTH EDSA
    CANON D ZONE SM MALL OF ASIA SM DAGUPAN
    CANON D ZONE SM NORTH EDSA SM DASMARINAS
    CANON SM PAMPANGA SM FAIRVIEW
    FESTIVAL MALL SM ILOILO
    GAISANO MALL DAVAO SM LEGASPI
    GLORIETTA 2 SM MALL OF ASIA
    HP KCC MALL GENERAL SANTOS SM MANILA
    HP KCC MALL ZAMBOANGA SM MARIKINA
    HP SM NORTH EDSA SM MEGAMALL
    KCC MALL GENERAL SANTOS SM MINDPRO
    KCC MALL ZAMBOANGA SM NAGA
    LEGION SM CLARK SM OLONGAPO
    LENOVO ROBINSONS PLACE ERMITA SM PAMPANGA
    LENOVO SM CALAMBA SM ROSALES
    LIMKETKAI SHOPPING MALL SM SAN JOSE DEL MONTE
    OPPO AYALA MALLS MANILA BAY SM SAN LAZARO
    OPPO ROBINSONS PLACE ILOCOS NORTE SM SAN PABLO
    PROMATE SM NORTH EDSA SM SEASIDE CEBU
    ROBINSONS GALLERIA SOUTH SM SOUTHMALL
    ROBINSONS PLACE BUTUAN SM STA. ROSA
    ROBINSONS PLACE ERMITA SM SUCAT
    ROBINSONS PLACE ILIGAN SM TRECE MARTIRES
    ROBINSONS PLACE ILOCOS NORTE SM URDANETA
    ROBINSONS PLACE NAGA SVGA SM MOA
    ROBINSONS PLACE ORMOC SVGA SM NORTH EDSA
    ROBINSONS PLACE PIONEER TOMIKO MOBILE SM CEBU
    ROBINSONS PLACE SANTIAGO TOMIKO MOBILE SM SAN MATEO
    ROBINSONS PLACE TUGUEGARAO TRINOMA
    SAMSUNG ROBINSONS PLACE ILOCOS NORTE VICTORY MALL ANTIPOLO
    SAMSUNG ROBINSONS PLACE NAGA VICTORY MALL STA. ROSA
    SAMSUNG SM SUCAT VICTORY MALL TANAUAN
    SM BACOLOD XENTRO MALL LEMERY

     

    8. Switch

    Principal Amount Applicable Term
    P10,000 – 24,999.99 12 Months
    P25,000 and above 24 Months
    • Promo Period: July 1 to August 31, 2021
    • Participating Outlets:
    Switch Participating Outlets
    ALABANG TOWN CENTER ISWITCH SM MOLINO
    ALABANG TOWN CENTER SERVICE ISWITCH SOLAIRE
    EVIA LIFESTYLE CENTER ISWITCH SOLENAD 3
    GLORIETTA 1 ISWITCH TECHNOHUB BAGUIO
    GLORIETTA 2 ISWITCH UP TOWN CENTER
    ISWITCH AYALA MALLS FELIZ MARQUEE MALL
    ISWITCH AYALA MALL THE 30TH ROBINSONS LAS PINAS
    ISWITCH ROBINSONS PLACE ANTIPOLO THE DISTRICT MALL CAVITE

Per DTI Fair Trade Permit No. FTEB- 122639, 122561, 122648, 122539, 122641, 122645, 122558, 122560, Series of 2021

For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph. Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.

For your complaints/concerns, we will endeavor to resolve these within 7 business days. For complaints/concerns requiring more time to resolve, we will be in touch with you and inform you of the progress.

 

For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.

Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.

For your complaints/concerns, we will endeavor to resolve these within 7 business days. For complaints/concerns requiring more time to resolve, we will be in touch with you and inform you of the progress.