Citi Credit Line Increase

Embrace life's possibilities when you increase your credit limit.

Whether it's preparing for great life moments or the unexpected, you can never be too prepared.

Ask for a line increase today.

Credit Line Increase

CREDIT LINE INCREASE

Whether it's preparing for great life moments or the unexpected, you can never be too prepared.

Ask for a line increase today.

Why You Need It
Increase your credit line to meet your family's growing needs.

To meet your family's growing needs.

Increase your credit line and be always ready for the unexpected.

To be always ready for the unexpected.

Increase your credit line and enjoy your next great adventure.

To truly enjoy your next great adventure.

How To Apply

Just log in to the Citi Mobile® App and follow these steps:

Your application or request for credit limit / relationship limit increase shall be subject to the Bank’s credit evaluation.

Submit any of the following through the Citi Mobile® App

For employed:

  • Latest complete 1 month pay slip issued within the last 2 months (Note: If you receive two or more pay slips in a month, please submit all of them); or
  • Certificate of Employment with Salary issued within the last 2 months; or
  • Latest ITR with BIR stamp (Note: ITR that was issued in 2020 will only be accepted until June 30, 2022)

For self-employed:

  • Latest income tax return of your business (Form 1701) – all pages; AND
  • Latest Audited Financial Statements of the business with independent auditor’s report and balance sheets and tax receipt with bank stamp – all pages

Please make sure to upload the complete page/s of your document.

To check the status of your line increase application, you can call CitiPhone® at (632) 8995-9999(632) 8995-9999 Mondays to Fridays, from 9 AM to 8 PM. Your application is subject to credit evaluation.

Terms and Conditions

  1. Your application or request for credit limit / relationship limit increase shall be subject to the Bank’s credit evaluation. Citibank reserves the right to reject your application or to grant a lower credit limit than the requested credit limit as a result of the Bank’s credit evaluation at the time of application. Our estimated processing time is one month.
  2. Should the line increase be approved, this increase shall be shared across all of your Citi Cards; the new credit limit/relationship limit will be reflected in your Citibank Online account.
  3. For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.
    Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.
  4. For your complaints/concerns, we will endeavor to resolve these within 7 business days. For complaints/concerns requiring more time to resolve we will be in touch with you and inform you of the progress.