Offer for new cardholders:
Apply for a Citi credit card of your choice and get your free welcome offers. No annual fees? Enjoy it with the Citi Rewards Card! 30,000 never-expiring miles? The Citi PremierMiles Card has got your covered! SM Gift Pass? Get it with the Citi Cash Back Card! 18,000 eGift? Available with a Citi Prestige Card! P5,000 GrabPay Credits? More of this with the Citi Grab Card.
The On to New Horizons with Citi Promo will run from Nov 1, 2021 until Feb 28, 2022. Terms and conditions apply. Per DTI Fair Trade Permit No. FTEB-128990 Series of 2021.
|Primary Citi Credit Card
(single or accumulated purchases)
|Citi Prestige Card
|Citi PremierMiles Mastercard
|Citi Rewards Mastercard
||No Annual Fee
|Citi Cash Back Mastercard
|Shell Citi Card
|Mercury Drug Citi Card
||No Annual Fee
|Citi Grab Card
||P5,000 GrabPay Credits
Apply for a Citi Credit Card
A Citi credit card can help you enhance your lifestyle and business. Citi has a wide variety of credit cards and each of them is elaborately curated with benefits and privileges that can let you save money even when you spend. So, whether you want to book your flight tickets to your favorite holiday destination or buy your desired gadget to boost your efficiency, you can do so with a Citi credit card. You can also opt for credit card EMIs to keep yourself away from facing any financial crunch while paying your bills.
Citi credit cards also offer generous reward points, cashback, cash rebates, dine-in discounts, travel, hospitality and lifestyle benefits, and much more. The credit card application process is also convenient, so you can check them on the Citi website and select one that fits your requirements the most.
Benefits of Citi Credit Cards
With a Citi credit card, you can unlock a world of privileges, discounts, and cashbacks. Whether you want one to get travel benefits or lifestyle benefits, you can get them all with our wide variety of credit cards:
Citi credit cards offer great lifestyle benefits, so each time you use one to shop, book a movie ticket, or simply pay your bill, and more, you will get rewarded with redeemable points. You can even avail yourself of attractive discounts at premium restaurants by using your credit card.
With Citi credit cards, access a host of travel perks to elevate your traveling experience to new heights. Earn SkyMiles, get complimentary access to airport lounges globally, get travel insurance, and more with your Citi credit card. You can even accrue SkyMiles and other benefits while using your card for travel-related spending.
Easy Redemption of Points and Miles
Redeem your accrued rewards points to book tickets, hotels, and car rentals. You can also use them to shop at your favorite online shopping sites. All you need to do is send an SMS request and you will be gifted with all your benefits and privileges against your collected points.
Shop with EMI
If the item that you wish to buy costs a bit more than your expectations and you feel that you will have a challenging time repaying the amount, then do not worry as Citibank has your back. You can go ahead and make your purchase using your Citi credit card and then convert the bill into affordable monthly EMIs by using your Citi Mobile App or Citi Online Site.
Safety and Fraud Protection
Citi credit cards ensure safe transactions through the Citi Payment Gateway. As a result, you can use yours without worrying about security.
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Whether you like to dine, shop, travel, or simply get the most value - we have a Citi credit card for you! Check out our most popular cards and find the best credit card for you. Apply for a Citi credit card online now!
If you always look forward to where you are going next, the Citi PremierMiles Card is the credit card for you! It's the travel card that provides you with the most ways to earn and use miles. Apply for a Citi PremierMiles Card online now!
Enjoy a world of rewarding experiences with the Citi Rewards, Citi Prestige or Citi Grab Card. With every swipe, you earn never-expiring points that you can use to redeem rewards. Apply for a Citi Rewards, Citi Prestige or Citi Grab Card now!
If you like to get the most value, these rebate credit cards are for you! With the Citi Cash Back Card, Shell Citi Card, and Mercury Drug Citi Card, you earn cash back on your everyday purchases like groceries, fuel, or medical expenses. Apply for any of these credit cards online now!
Citi PremierMiles Mastercard
Must-have card for those who love to travel!
- Earn 1 never-expiring mile for every P30 spend.
- Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
- Enjoy local and international airport lounge access with your PremierMiles.
Citi Rewards Mastercard
Must-have card for rewards lovers!
- Earn 1 point for every Php 30 spend.
- Get 3X points when you shop, dine, or book Cebu Pacific tickets.
- Use your points to redeem free flights, hotel stays, or merchandise.
- Use your points to pay for purchases at partner merchants.
Citi Cash Back Mastercard
Must-have card for those who love to save!
- Get up to 6% rebate on supermarket purchases.
- Get up to 2% rebate on your Meralco bill payments done through Citibank Online.
- All your other purchases automatically earn 0.20% rebate.
- Save as much as P15,000 per year (Effective January 20, 2021).
Citi Simplicity+ Mastercard
Must-have card for those who love to keep it simple!
- Enjoy no annual fee every single year.
- No late fees and no overlimit fees.
- Pay at least the minimum due on or before the due date and get 10% back on interest charges.
Citi Prestige Mastercard
Must-have card for those who love to experience life at its finest.
- Complimentary 4th night free at any hotel booked through the concierge, twice (2x) per calendar year.*
- Complimentary Priority PassTM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
- Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per calendar year.
- 5x ThankYou points on local dining, shopping and all foreign currency spend.
Mercury Drug Citi® Card
Must-have card for those who value health and wellness!
- Earn 1 point for every P200 spend anywhere.*
- Get 5x points on up to P320,000 spend in Mercury Drug every month. Otherwise, you can still enjoy 1x point.
- Get 3x points on health, beauty and wellness spend including clinics, spas, gyms, salons and ALL hospitals.
- Get 3x points on foreign currency spend.
- Enjoy 24/7 ambulance service worth P10,000 within Metro Manila once a year.
* Except drugstores other than Mercury Drug.
Shell Citi Card
Must-have card for motorists!
- SHELL CITI PLATINUM CARD EXCLUSIVES:
- Get 5% rebate on Shell Fuel purchases all the time.*
- Get 5% rebate on ALL tollway load purchases, auto repair, services and accessories nationwide.*
- Save as much as P15,000 per year.*
- Get 10% outright discount on Shell Helix Oil Change packages.
- Free 24/7 Emergency Roadside Assistance once a year.*
*For Shell Citi Gold Card, subject to an outstore spend of P10,000. Otherwise, you can still enjoy a 3% rebate on Shell Fuel purchases. Citi will evaluate your application and send you the type of Shell Citi Card based on your qualifications.
Recommended Blogs on Credit Cards
Eligibility to Apply For a Credit Card:
- Are at least 21 years old
- Have a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
- Have an active landline or mobile phone number
- Have a valid TIN, SSS, GSIS or UMID number
A deposit account with Citi is not required.
Required Documents to Apply for a Credit Card:
|If you have another principal credit card
||If you have no principal credit card
|Proof of income (ex. payslip, ITR)
|Bank statement of your Payroll Account showing your one-month salary
|Signed Certificate of Employment
Frequently Asked Questions on Credit Cards:
Click on to expand and on to minimise the details.
A credit card, which is issued by a financial institution, is an instrument of credit that comes with a predefined credit limit set by the lender. You can borrow funds from your credit limit to complete a purchase and repay the borrowed amount within the bill payment cycle to avoid increasing your debts.
Check the points to know the benefits of using credit cards:
Credit cards offer easy transactions and liquidity.
Let's you experience hassle-free transactions at authorized online sites
By paying your credit card bills within the due date, you can enhance your credit scores
You can get an interest-free credit period while repaying your borrowed funds
They also provide a revolving payment facility.
The following are the credit card requirements for easy credit card application in the Philippines
At least 21 years old
Have a minimum income of:
- a. P180,000 per year if you have another credit card
- b. P250,000 per year if you have no credit card
Have an active landline or mobile phone number
Have a valid TIN, SSS, GSIS, or UMID number
A deposit account with Citi is not required.
You can apply for a credit card online by visiting the Citi website. Once you complete the easy credit card application process, you can even check the status of your online application. To do so, you just need to enter the 11-digit application reference number (sent to you as SMS on your provided phone number) and your mobile number on the Citi website.
The following are the types of credit cards offered by Citi Philippines:
- Interest Back Cards
- Rebate Cards
- Travel Cards
- Rewards Cards
- Supplementary Cards
To know the cash limit on your card:
- Visit the Citi Online home page
- Click 'View account summary'
- Click Credit Cards - > Select a credit card
- View 'Cash Limit' in the summary of the card
For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.
Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.