- Home
- |
- Credit Cards
Offer for new cardholders:
Apply for a Citi credit card of your choice and get your free welcome offers. No annual fees? Enjoy it with the Citi Rewards Card! 30,000 never-expiring miles? The Citi PremierMiles Card has got your covered! Giftaway eGCs? Get it with the Citi Cash Back Card! 18,000 eGift? Available with a Citi Prestige Card!
The Welcome Gift Promo will run from April 1, 2023 until June 30, 2023. Terms and conditions apply. Per DTI Fair Trade Permit No. FTEB-156258 Series of 2022.
Apply for a Citi Credit Card
A Citi credit card can help you enhance your lifestyle and business. Citi has a wide variety of credit cards and each of them is elaborately curated with benefits and privileges that can let you save money even when you spend. So, whether you want to book your flight tickets to your favorite holiday destination or buy your desired gadget to boost your efficiency, you can do so with a Citi credit card. You can also opt for credit card EMIs to keep yourself away from facing any financial crunch while paying your bills.
Citi credit cards also offer generous reward points, cashback, cash rebates, dine-in discounts, travel, hospitality and lifestyle benefits, and much more. The credit card application process is also convenient, so you can check them on the Citi website and select one that fits your requirements the most.
-
Most Popular
-
Travel
-
Rewards
-
Cash Back
-
Show All Cards
Citi PremierMiles Visa Card
Must-have card for those who love to travel!
- Earn 1 never-expiring mile for every P30 spend.
- Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
- Enjoy local and international airport lounge access with your PremierMiles.
Citi Rewards Visa Card
Must-have card for rewards lovers!
- Earn 1 point for every Php 30 spend.
- Get 3X points when you shop, dine, or book Cebu Pacific tickets.
- Use your points to redeem free flights, hotel stays, or merchandise.
- Use your points to pay for purchases at partner merchants.
Citi Cashback Visa Card
Must-have card for those who love to save!
- Get up to 6% rebate on supermarket purchases.
- Get up to 2% rebate on your Meralco bill payments done through Citibank Online.
- All your other purchases automatically earn 0.20% rebate.
- Save as much as P15,000 per year (Effective January 20, 2021).
Citi Simplicity+ Visa Card
Must-have card for those who love to keep it simple!
- Enjoy no annual fee every single year.
- No late fees and no overlimit fees.
- Pay at least the minimum due on or before the due date and get 10% back on interest charges.
Citi Prestige Visa Card
Must-have card for those who love to experience life at its finest.
- Complimentary 4th night free at any hotel booked through the concierge, twice (2x) per calendar year.*
- Complimentary Priority PassTM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
- Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per calendar year.
- 5x ThankYou points on local dining, shopping and all foreign currency spend.
Mercury Drug Citi® Card
Must-have card for those who value health and wellness!
- Earn 1 point for every P200 spend anywhere.*
- Get 5x points on up to P320,000 spend in Mercury Drug every month. Otherwise, you can still enjoy 1x point.
- Get 3x points on health, beauty and wellness spend including clinics, spas, gyms, salons and ALL hospitals.
- Get 3x points on foreign currency spend.
- Enjoy 24/7 ambulance service worth P10,000 within Metro Manila once a year.
* Except drugstores other than Mercury Drug.
Shell Citi Card
Must-have card for motorists!
- SHELL CITI PLATINUM CARD EXCLUSIVES:
- Get 5% rebate on Shell Fuel purchases all the time.*
- Get 5% rebate on ALL tollway load purchases, auto repair, services and accessories nationwide.*
- Save as much as P15,000 per year.*
- Get 10% outright discount on Shell Helix Oil Change packages.
- Free 24/7 Emergency Roadside Assistance once a year.*
*For Shell Citi Gold Card, subject to an outstore spend of P10,000. Otherwise, you can still enjoy a 3% rebate on Shell Fuel purchases. Citi will evaluate your application and send you the type of Shell Citi Card based on your qualifications.
-
Most Popular
-
Travel
-
Rewards
-
Cash Back
-
Show All Cards
Citi PremierMiles Mastercard
Must-have card for those who love to travel!
- Earn 1 never-expiring mile for every P30 spend.
- Redeem flights and hotel stays instantly through Citi ThankYou Rewards.
- Enjoy local and international airport lounge access with your PremierMiles.
Citi Rewards Mastercard
Must-have card for rewards lovers!
- Earn 1 point for every Php 30 spend.
- Get 3X points when you shop, dine, or book Cebu Pacific tickets.
- Use your points to redeem free flights, hotel stays, or merchandise.
- Use your points to pay for purchases at partner merchants.
Citi Cash Back Mastercard
Must-have card for those who love to save!
- Get up to 6% rebate on supermarket purchases.
- Get up to 2% rebate on your Meralco bill payments done through Citibank Online.
- All your other purchases automatically earn 0.20% rebate.
- Save as much as P15,000 per year (Effective January 20, 2021).
Citi Simplicity+ Mastercard
Must-have card for those who love to keep it simple!
- Enjoy no annual fee every single year.
- No late fees and no overlimit fees.
- Pay at least the minimum due on or before the due date and get 10% back on interest charges.
Citi Prestige Mastercard
Must-have card for those who love to experience life at its finest.
- Complimentary 4th night free at any hotel booked through the concierge, twice (2x) per calendar year.*
- Complimentary Priority PassTM Membership for primary cardmembers with unlimited access to over 1,000 VIP airport lounges worldwide.
- Complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary cardmembers at select airports, twice (2x) per calendar year.
- 5x ThankYou points on local dining, shopping and all foreign currency spend.
Recommended Blogs on Credit Cards
Eligibility to Apply For a Credit Card:
- Are at least 21 years old
-
Have a minimum income of:
- P180,000 per year if you have another credit card
- P250,000 per year if you have no credit card
- Have an active landline or mobile phone number
- Have a valid TIN, SSS, GSIS or UMID number
A deposit account with Citi is not required.
Required Documents to Apply for a Credit Card:
| If you have another principal credit card | If you have no principal credit card | |
|---|---|---|
| Government-issued ID | Government-issued ID | |
| Proof of income (ex. payslip, ITR) | ||
| Bank statement of your Payroll Account showing your one-month salary | ||
| Signed Certificate of Employment |
Frequently Asked Questions on Credit Cards:
Click on 
to expand and on 
to minimise the details.
A credit card, which is issued by a financial institution, is an instrument of credit that comes with a predefined credit limit set by the lender. You can borrow funds from your credit limit to complete a purchase and repay the borrowed amount within the bill payment cycle to avoid increasing your debts.
Check the points to know the benefits of using credit cards:
-
Credit cards offer easy transactions and liquidity.
-
Let's you experience hassle-free transactions at authorized online sites
-
By paying your credit card bills within the due date, you can enhance your credit scores
-
You can get an interest-free credit period while repaying your borrowed funds
-
They also provide a revolving payment facility.
The following are the credit card requirements for easy credit card application in the Philippines
-
At least 21 years old
-
Have a minimum income of:
- a. P180,000 per year if you have another credit card
- b. P250,000 per year if you have no credit card
-
Have an active landline or mobile phone number
-
Have a valid TIN, SSS, GSIS, or UMID number
-
A deposit account with Citi is not required.
You can apply for a credit card online by visiting the Citi website. Once you complete the easy credit card application process, you can even check the status of your online application. To do so, you just need to enter the 11-digit application reference number (sent to you as SMS on your provided phone number) and your mobile number on the Citi website.
The following are the types of credit cards offered by Citi Philippines:
- Interest Back Cards
- Rebate Cards
- Travel Cards
- Rewards Cards
- Supplementary Cards
To know the cash limit on your card:
- Visit the Citi Online home page
- Click 'View account summary'
- Click Credit Cards - > Select a credit card
- View 'Cash Limit' in the summary of the card
For any concerns, you may call us at (632) 8995-9999 or send us a message through www.citibank.com.ph.
Citibank, N.A. Philippine Branch is regulated by Bangko Sentral ng Pilipinas with contact details at https://www.bsp.gov.ph.
Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks "Citi", "Citibank", "Citigroup", the Arc design and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities.