Citigold Referral Program

Citigold Circle

Our exclusive referral program

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Now with Citigold Circle, those close to you can benefit from the same Citigold experience you've had. And we’ve created a special set of rewards to help them get started, as well as something for you.


A token of our appreciation

  • Get USD 200 for every friend you refer to open a Citigold relationship.
    Promo valid until September 30, 2019.
    Terms and Conditions apply.
    Get USD 50 for every friend you refer to open a Citi Priority relationship.
    Promo valid until September 30, 2019.
    Terms and Conditions apply.

An eligible referral is a new Citibank or CFSI client who places fresh funds of at least P 4.5 million to open a Citigold relationship and P1 million to open a Citi Priority relationship.

There is no limit on the number of Referrals a Citibank client can make. The Referrer will get the corresponding reward based on the number of his/ her successful Referrals.

The Referrer will receive his reward on the fourth month after the Referral/s opened a Citigold or Citi Priority relationship, and if the Referral/s meet the minimum Total Relationship Balance within 3 months from account opening.


Get rewarded when you join Citigold

Get up to 1 million Rewards Points

Get the new Citibank Global Wallet and up to $5,000 cash credits

The new Citibank Global Wallet

  • Easily transact in 8 currencies: PHP, USD, EUR, GBP, JPY, HKD, AUD and SGD
  • Get preferential foreign exchange rates on transfers to your foreign currency accounts Enjoy no additional fees on currency conversions and free withdrawals at Citibank ATMs worldwide.

*Terms and Conditions apply.

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Successful Citigold / Citi Priority Referral is defined as the referral of a person (who is not an existing client of Citibank or CFSI) as a new Citibank or CFSI client by a Referrer that results to a new Citibank account or CFSI account being subsequently opened in the Referral's name with fresh funds of at least P4,500,000 (or its foreign currency equivalent) under the Citigold segment or P 1,000,000 (or its foreign currency equivalent) under the Citi Priority segment. Fresh funds refer to funds which are newly deposited to Citibank or booked in an investment in the CFSI brokerage account and exclude those funds which are transferred or withdrawn from one product type to another or a different product type, or from a Citibank affiliate to Citibank or from the name of an existing accountholder/s to the name of a different party/ies, regardless of any interruption in the period of the transaction/s.

Miles or rewards crediting will be on a client level, such that in the event that the client has both Citi PremierMiles® Card and Citi Prestige / Citi Rewards® / Gold / Platinum Card, client will only be entitled to the Miles crediting. If in case the client does not have any of the aforementioned Citibank credit card, client is encouraged to apply for one for the crediting of the miles / rewards points.

TRB is the consolidated balance of client's holdings in deposits with Citibank, N.A., Philippine Branch (Citibank) and in investments purchased through Citicorp Financial Services and Insurance Brokerage Philippines Inc. (CFSI). It includes all Checking & Savings account (CASA) and Time-Deposits with Citibank as well as Bonds, Funds, and other investments purchased through CFSI.

For Deposit products only: Citibank is a member of PDIC. Maximum deposit insurance for each depositor P500,000.

For Investment brokered by CFSI: Investments are not PDIC insured, not a bank deposit, no bank guarantee & may lose value.

For any concerns, you may call us at (632) 8995-9999 or send us a message through

Citibank, N.A. Philippine Branch is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 8708-7087.

Per DTI-FTEB Permit No. 12909 & 13757, Series of 2018