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| Personal Loan Fees and Charges |
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| Processing Fee - P2,500 or 4% of Loan Amount whichever is applicable (to be added to the approved loan amount) |
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| Documentary Stamp - P1 for every P200 Approved Loan Amount or fraction thereof (to be deducted from the approved loan amount) |
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| Effective Interest Rate - From 21%-37.9% (whichever is indicated in the Promissory Note and Disclosure Statement governing this) |
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| Late Payment Fee - 8% of unpaid amount due per month or P500 per month (whichever is higher) |
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| Bounced Check Fee - P1,000 |
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| Closure Handling Fee - P2,500 (Applicable to the cancellation or early closure of loan) |
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| Loan Disbursement Fee - P120 (for credit to bank account and Payment to 3rd Party) or P50 (for manager’s check) |
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| Salary Loan Fees and Charges |
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| Documentary Stamp - P1 for every P200 Approved Loan Amount or fraction thereof (to be deducted from the approved loan amount) |
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| Effective Interest Rate - Dependent on the final negotiated rate as indicated in the Corporate Employee Loan Program agreement |
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| Late Payment Fee - P500 per month or 8% of unpaid amount due per month (whichever is higher) |
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| Closure Handling Fee - P2,500 (Applicable to the cancellation or early closure of loan) |
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| Citibank Savings Inc. is an affiliate of Citibank N.A. and a member of Citigroup Inc. |
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