Personal Banking

Deposits
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At Citi, we understand that each customer has unique needs - in terms of financial goals, time frame, or approach towards saving. Our products are intended to help you save and achieve your goals. Select from a wide range of deposit products designed to suit your needs. And let us help you plan for your future.
Transactional Banking (Checking Accounts)
Citi Peso Everyday Banking Account
  • Enjoy the convenience of a checking account with FREE and unlimited ATM access for your everyday banking needs, that allows you to withdraw cash from anywhere in the world.
Citi Dollar Everyday Banking Account
  • Have the flexibility of writing checks in U.S. Dollars, withdrawing dollars from Citibank ATMs in the Philippines and getting cash when travelling abroad.
Saving Accounts
Citi Peso Bonus Saver
  • Build your savings with a high interest savings account with up to 3.25% gross interest p.a.
Citi Peso High Rate Saver
  • Build your savings with a market-leading interest rate without locking your funds in a fixed term deposit.
Citi e-Savings Plus
  • Enjoy the high interest rate of a Time Deposit with the flexibility of a Savings account.
Citi e-Savings
  • Earn high interest rate with the convenience of banking anytime, anywhere through Citibank Online.
Citi Dollar Saver
  • Keep your Dollars safe while earning interest at the same time.
Citi Euro Saver
  • Keep your Euros safe while earning interest at the same time.
Time Deposit Account
Citi Time Deposits
  • Earn higher interest rates than your regular Savings or Checking Accounts.
  • Available in Peso, Dollar and Euro.
  • Choose from a wide range of terms to suit your needs.
Services
Citi Auto-Savings Plan
  • Automatically transfer a portion of your funds to a savings account to save up for your dreams.
Citi Check Protect
  • Enroll your checking account in an auto funding service to ensure that your check is always protected from insufficient funds.
Click here to view a complete list of Transactional Fees and Service Charges.
Bancnet Member of the Philippine Deposit Insurance Corporation.
Maximum deposit insurance for each depositor is P500,000.
Subject to PDIC terms.
Important Note
Citi accounts do not have a monthly minimum balance requirement. Instead, the client's Total Relationship Balance (TRB), which refers to the combined average daily balance of the client's deposit and investment accounts, will be used to determine the monthly balance. The TRB required per month is P100,000 while the minimal fee for falling below TRB is P300.
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Keep your checks secured with Citi Check Protect
Get started with your financial planning today.