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| With a Citi e-Savings Plus Account, you lock a bright future without locking in your life's savings. If you're looking for high interest, while protecting your principal and not commiting to a fixed term, the Citi e-Savings Plus is right for you. |
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- Enjoy the high interest rate of a Time Deposit with the flexibility of an Online Savings account.
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| What is Citi e-Savings Plus? |
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| Citi e-Savings Plus is an online account that is better than a regular time deposit2. |
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| Here's why: |
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WITH A REGULAR TIME DEPOSIT2
YOU GET: |
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WITH e-SAVINGS PLUS
YOU ENJOY: |
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An interest rate higher than a savings account |
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Higher interest rate1 with no fixed term |
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A penalty when you pre-terminate your deposit |
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No pre-termination penalty; you can withdraw your funds when you need to |
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And with Citi's e-Savings Plus you can check your account balance and transfer funds in and out of your account, online. |
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Interest Rate Structure |
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0% for the first P 100,000
Portion of the balance over P100,000 earns:
2.00% gross p.a. for Citibank N.A.
2.50% gross p.a. for Citibank Savings
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Withdrawals |
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Free and unlimited funds transfer to and from the customer’s other savings/checking account (within the same bank) via Citibank Online3 |
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Tax |
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20% withholding tax on interest |
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| You may also contact us at: |
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CITIBANK 995 9999 (Metro Manila) or 234 9888 (Cebu)
CITIBANK SAVINGS 02 995 1888 |
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| 1 Interest rate is based on gross rate per annum and applies to the portion of the balance above P100,000. Interest rate may change without prior notice, subject to market rates. |
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| 2 Based on other bank's published TD rates for 1-6 months tenors. |
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| 3 Transfers may also be made through other Citi accounts (i.e Bonus Saver and High Rate Saver) however subject to the terms of the said accounts and the allotted number of FREE withdrawals per month. |
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| 4 Subject to Citibank credit approval criteria. |
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| If you are interested in opening an account with us, you may proceed by clicking the link below. |
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| Your account shall earn interest on a per annum basis at a rate fixed by the Bank. The Bank reserves the right to change interest rates. You shall be notified of changes in interest rates before their effectivity. |
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Member of the Philippine Deposit Insurance Corporation.
Maximum deposit insurance for each depositor is P500,000. Subject to PDIC terms. |
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| Important Note |
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| Citi accounts do not have a monthly minimum balance requirement. Instead, the client's Total Relationship Balance (TRB), which refers to the combined average daily balance of the client's deposit and investment accounts, will be used to determine the monthly balance. The TRB required per month is P100,000 while the minimal fee for falling below TRB is P300. |
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