Best brands.

Best brands.
Benefits at a glance

Rustan’s Citi Card

Benefits at a glance:

  • Enjoy up to 10% rebate at Rustan's, Shopwise and Stores Specialists, Inc. brands
  • Get Birthday and Anniversary discounts of up to 20%
  • Be invited to preview End-of-Season Sale events of Rustan's Department Store and SSI brands

Up to 10% rebate at Rustan's Department Store, Rustan's Supermarket, Shopwise, and Stores Specialists, Inc.

Simply use your Rustans Citi Card for an outstore spend of at least P10,000 per billing statement.

Rebates at Stores Specialists, Inc. and Rustan's Dept. Store Rebates at Rustan's Supermarket and Shopwise Required Accumulated Outstore Spend per Billing Statement
10% 10% minimum of P20,000
5% 5% minimum of P10,000
2% 2% none

Plus, earn 0.05% rebate on your outstore spend.

Use your rebates to shop

Redeem your rebates as Rustan's Vouchers in denominations of P500.

Outstanding rebates this statement Vouchers redeemed Remaining rebates
805 1 305
2035 4 35
  • Know your rebates by calling our 24-Hour CitiPhone at 995 9999 or by presenting your card at any of the following Rebate Redemption Stations:
Rustan's Department Store Rustan's Fresh Shopwise
Alabang Town Center Ayala Center Cebu Araneta
Ayala Center Cebu Ayala Center Glorietta Makati Bagumbayan
Ayala Center
Glorietta Makati
Greenbelt Makati Commonwealth
Gateway Mall Araneta Powerplant Mall
Festival Mall Alabang
Robinson's Place Ermita Shangri-La Plaza Sucat
Shangri-La Plaza
  1. Redeemed rebates will be given in the following forms:
Preferred Redemption Station Rustan's Voucher Terms and Conditions
Rustan's Department Store Rustan's Gift Certificate No expiration. Accepted at Rustan's Department Store, Rustan's Supermarket, Shopwise and participating SSI stores.
Rustan's Supermarket or Shopwise Transaction Slip Valid only on the same date and place of redemption

List of Participating Merchants

  • Makati

    Ayala Avenue
    Makati City
  • Cebu

    Ayala Center
    Cebu City
  • Tower

    Shangri-La Plaza
    Mandaluyong City
  • Robinson's Place

    Robinson's Place
    Ermita, Manila
  • Gateway

    Araneta Center
    Cubao, Quezon City
  • Alabang Town Center

    Muntinlupa City
  • Makati

    Ayala Avenue
    Makati City
  • San Antontio

    San Antonio Plaza Arcade
    Forbes Park, Makati City
  • Rockwell

    (Rockwell Center)
    PowerPlant Mall
    Makati City
  • Katipunan

    333 Katipunan Avenue
    Brgy. Loyola,
    Quezon City
  • Shangri-La Plaza

    Edsa cor. Shaw Blvd.
    Mandaluyong City
  • Greenbelt

    Paseo De Roxas Avenue
    Makati City
  • Gateway

    1st Level Araneta Center
    Cubao, Q.C.
  • Corinthian Hills

    The clubhouse at
    Temple Drive
    Corinthian Hills, Q.C.
  • Magallanes

    Paseo de Magallanes
    South Superhighway,
    Makati City
  • Cebu Banawa

    R. Arvenas St.,
    Arsenas Estate
    Banawa, Cebu City.
  • Ayala Cebu

    Ayala Center
    Cebu City
  • Tomas Morato

    Lower Ground Floor
    II Terrazo Mall
    Tomas Morato cor.
    Sct Madrian Sts.
    Quezon City
  • Ali Mall

    Araneta Canter
    Cubao, Q.C.
  • Fairview

    Regalado Avenue
    Commonwealth, Q.C.
  • Farmers Plaza

    Araneta Center
    Cubao, Q.C.
  • Boni

    Victorino cor.
    Pedro Cruz St.
    Mandaluyong City
  • Starmall

    (Formerly Manuela)
    Shaw Boulevard,
    Mandaluyong City
  • Mercedes

    Mercedes Avenue
    Brgy. San Miguel,
    Pasig City
  • Ayala Alabang

    Ayala Alabang Village
    Alabang, Muntinlupa City
  • EDSA Taft

    Metropoint Mall Bldg.
    Taft Ave., Pasay City.
  • Marikina

    Kalayaan Road,
    Marikina Heights
    Marikina City
  • Zabarte

    Zabarte Town Center
    Zabarte cor. Camarinte
    Caloocan City.
  • Sta. Rosa

    Laguna Avenue
    Sta. Rosa, Laguna
  • Alabang

    Left Wing, Festival
    Supermall Filinvest
  • Antipolo

    M. L. Quezon corner
    Circumferential Road, Brgy.
    San Roque
  • Araneta

    Gen Aguinaldo Avenue corner Gen.
    McArthur Avenue , Araneta Center
  • Commonwealth

    Block 17, Commonwealth Avenue,
    Brgy. Holy Spirit, Quezon City
  • Libis

    150 E. Rodriguez Jr.
    Avenue, Bagumbayan,
  • Makati

    Corner of Pasong Tamo
    and Vito Cruz Extension
  • Manila

    Harrison Plaza Mall,
    A. Mabini and M. Adriatico
    Sts., Malate Manila
  • Sucat

    Sucat Road corner
    Soreena Avenue, Paranaque City
  • Aeropostale
  • Aerosoles
  • Agatha
  • Alfred Dunhill
  • AK Anne Klein
  • A/X Armani Exchange
  • Armani Jeans
  • Bally
  • Banana Republic
  • Bass
  • Beauty Bar
  • Bershka
  • Boss Black
  • Bottega Veneta
  • Burberry
  • Cache-cache
  • ck Calvin Klein
  • ck Accessories ck Jeans
  • ck Underwear
  • Cartier
  • Charles David
  • Charriol
  • Debenhams
  • Diesel
  • DKNY
  • DKNY Jeans
  • Dune
  • Easy Spirit
  • Ecco
  • Emporio Armani
  • Ermenegildo Zegna
  • Essences
  • Fruits and Passion
  • Furla
  • Gant
  • Gap
  • Giorgio Armani
  • Gucci
  • Jessica
  • Jimmy Choo
  • Juicy Couture
  • Kate Spade
  • Kenneth Cole New York
  • Kenneth Cole Reaction
  • L'Occitane
  • Lacoste
  • Lacoste Accessories
  • LeSportsac
  • Lush
  • MAC
  • MakeRoom & More
  • Marc Jacobs
  • Marc by Marc Jacobs
  • Marks & Spencer
  • Massimo Dutti
  • MCS Marlboro Classics
  • Michael Kors
  • Muji
  • Nine West
  • OKAb
  • Polo Ralph Lauren
  • Pottery Barn
  • Prada Raoul
  • Replay
  • Salvatore Ferragamo
  • Samsonite
  • Sergion Rossi
  • Sinequanone
  • Springfield
  • Steve Madden
  • Stradivarius
  • Stride Rite
  • Super Dry
  • Superga
  • Swarovski
  • Tod's
  • Tommy Hilfiger
  • Tory Burch
  • Vilebrequin
  • Vince Camuto
  • Women's Secret
  • Yves Saint Laurent
  • Zara

Click any of the partners below to view the exclusive benefits and privileges:

Please claim your Discount Voucher at the Main Concierge of Rustan's Department Store.

Anniversary Discount

Enjoy a 20% (for Platinum) or 15% (for Gold) discount on Regular items (except for SSI) purchased with your card on your anniversary month. Simply flash your card at the cashier with your anniversary voucher.

* Valid for one (1) transaction on the day the voucher was claimed. Maximum purchase of P10,000 for Platinum and P5,000 for Gold at any Rustan's Department Store.

Birthday Discount

On your birthday week, which includes 3 days before and after your birthday, simply flash your card with your birthday voucher at the cashier to avail of 20% (for Platinum) or 15% (for Gold) discount on regular items (except for SSI).

Platinum Card Benefits at Rustan's Department Store

Exclusive Access to the Platinum Lounge at Rustan's Makati

Let personal shoppers get you everything you need while you sit back, relax and enjoy complimentary beverages.

Birthday Discount

On your birthday week, which includes 3 days before and after your birthday, simply present the discount voucher with your card and valid ID at the Customer Service Counter to avail of a 10% (for Platinum) or 5% discount (for Gold) on purchases made with your card.

* Valid only for 1 transaction made with your card at any Rustan's Supermarket.

Exclusive to Platinum: Access to Star Sapphire Exclusive Checkout

For your utmost convenience, you can access the Star Sapphire Exclusive Checkout by just flashing your Rustan's Citi Platinum Card.

* Valid at select Rustan's Fresh Branches.

Please claim your Discount Voucher at the Main Concierge of Rustan's Department Store.

Enjoy shopping at its best in over 250 SSI stores offering luxury designer shoes, bags, clothing and accessories in all the major malls of Manila, Cebu, Baguio and Davao. Avail of exclusive benefits and offers throughout the year through your Rustan's Citi Card.

Birthday Discount

On your birthday, simply present your card and valid ID with picture at the cashier to avail of a 10% discount on purchases made with your card.*

* Valid on your birthday only. Valid for one (1) transaction only on full priced regular items. Maximum purchase of P20,000. Not valid at Muji, Office1, Payless, Zara.


Exclusive Visa Platinum Privileges

  • Visa Platinum Club offers complimentary room upgrades, exclusive shopping gifts, special rates on car rentals and more.
  • Through Visa Platinum Golf, you can play in 200 preferred gold clubs around the world and complimentary tee-off at 15 golf clubs at Asia's best greens whenever you feel the need for a swing.
  • From pampering spa treatments in private villas in Phuket to a fully customized shopping extravaganza in Paris, you can choose the perfect travel package for you through the Visa Access Unique Travel Program.
  • From the point of departure to the point of arrival at your destination, effective June 1, 2014, you are covered up to P5 million in case of loss of life due to accidents.

    » Please click here to know full details.

  • To know more about your Visa Platinum Privileges, please call the Visa Platinum Customer Center at 1 800 1441 00141 800 1441 0014.
  • Friendly Customer Service Executives can assist you with a host of lifestyle services such as restaurant referrals and reservations, information on health clubs and sporting events, tips for shopping and entertainments, pre-trip information, transportation services, gift and flower deliveries, emergency assistance and much more. You can also get in touch with the Visa web enable Concierge Online Service at

Worldwide Acceptance and Recognition

Your Citi Credit Card is accepted in 29 million establishments in over 150 countries.

High Credit Limit

Get extra purchasing power with higher credit lines.

Combined Credit Limit

Enjoy utmost flexibility to choose the best card with each swipe through Combined Credit Limit. This is the total credit limit of all your cards, which can be accessed by each of them. Plus, if you have maintained good credit standing, you can easily apply for another Citi Credit Card without additional income documents. Just call our 24-Hour CitiPhone.

Supplementary Cards

Share the benefits of your card to up to seven (7) of your relatives and friends. You can assign spend limits of as low as P10,000 for each card.

Citi PayLite

Enjoy 0% interest or affordable monthly add-on rates at participating establishments nationwide, allowing you to pay in light and easy installments from 3, 6, 9, 12, 18, and 24 months.

Citi PayLite After Purchase

Whether shopping locally, abroad or online, you can convert your straight single-receipt purchases of at least P5,000 into PayLite.

Shop with peace of mind knowing you can enjoy flexible payment terms of 3 to 24 month installments even after your purchase. Simply call our 24-Hour Hotline at 423 3000 to convert your recent transactions to PayLite.

Please note that your application is subject to credit evaluation and approval.

Please continue to pay for at least the minimum amount due reflected on your statement of account before the due date to avoid unnecessary interest charges and late charge, and to maintain your credit history.

Citi Dining Privileges

Savor the best dining deals in over 1,000 locations in the Philippines.

Citi World Privileges

Get discounts, freebies, upgrades and more at over 5,000 establishments around the world.

Citi Member-Get-Member

Get exciting rewards from Citi all year round. Introduce the benefits of your card by simply referring your family and friends to sign up for their very own Citi Card.

Citi Globeshopper

Get your favorite US brands delivered right at your doorstep with Citi Globeshopper.

Cash Advance

Be ready for emergencies and life's little surprises. With your card, you can withdraw cash from any ATM in the Philippines and over a million Visa/Plus and MasterCard/Maestro/Cirrus ATMs worldwide.

Free 30-Day Purchase Protection*

Purchases charged to your card are protected from accidental loss within 30 days from date of purchase. Terms & Conditions apply.

*Only applicable to Platinum Cards.

Citi CreditShield Plus

Enroll in CreditShield Plus and cast away your worries on your credit card. Don't let loss of life or critical illness affect your creditworthiness and family's financial future. Enroll in CreditShield Plus today and get maximum credit card protection by simply calling our 24-Hour CitiPhone.

Citi Card Protection Plan

Protect yourself from possible fraud due to card loss and identity theft today with the Citi Card Protection Plan 1. This feature absolves the Cardholder from any financial liability, in case the Card is used to fraudulent purposes from the time the loss is reported to the 24-Hour CitiPhone Banking. To enroll, simply call our 24-Hour CitiPhone.

Credit Line Increase

If you have been a cardholder for more than a year, have not had a credit line increase in the last six (6) months and have maintained good credit standing, you may apply for a credit line increase; or If you are travelling abroad, let us know if you need additional credit line to ensure convenience and uninterrupted service. To request, call our 24-Hour CitiPhone. Please note that this is still subject to credit verification.

Citi One Bill

Settle all your bills with only one due date to remember. Citi One Bill charges your periodic utility bills, insurance premiums or donations to charitable organizations to your card through an auto-debit arrangement.

Peso Payment Overseas

When you use your card overseas, you have the advantage to pay for purchases in Pesos.

Citibank Online

Enjoy a wide range of online services like viewing your account information, paying your bills & managing your finances 24 hours a day, 7 days a week.

Citi Mobile Payments

Charge your deliveries, utilities or prepaid load to your card with a simple text.

24-Hour CitiPhone

You can inquire or transact with us anytime you want with our 24-Hour CitiPhone. Simply call 995 9999995 9999 in Metro Manila, 234 9999234 9999 in Cebu, 1 800 10 995 99991 800 10 995 9999 toll-free from other provinces or +63 2 995 9999+63 2 995 9999 from abroad.

Citi Electronic Statement

Receive your statements faster and be updated on our latest promotions and offers. Your statement will be sent to your email in a password-protected file as soon as it's available. You can also view your statements for the past 12 months by logging on to

Mobile Banking

Experience the convenience of accessing your account to check your Available Credit Line or your Citi Card's Total Amount Due, Minimum Amount Due and Payment Due date, wherever you are with just a simple text.


Click on Plus Sign to expand and on Minus Sign to minimise the details.

You can earn up to 10% rebate on your purchases at Rustan's Department Store, Rustan's Supermarket, Shopwise, and Stores Specialists, Inc. (SSI) stores when you charge a minimum accumulated outstore spend of P20,000 per billing statement.

Your outstore spend will earn 0.05% rebate .

Outstore spend refers to all card purchases outside of Rustan's Department Store, Rustan's Supermarket, Shopwise, and Stores Specialists, Inc. (SSI) stores like dining, utilities, online bookings.

Yes, Gold Cardholders can earn up to P1,000 worth of rebates per billing statement. Platinum Cardholders can earn up to P1,250 worth of rebates per billing statement.

Yes. Annual Membership Fees, Call for Cash, Balance Transfer, Interest Charges, Late Payment Charges, Over Limit Fees, Sales Slip Retrieval Fee, Card Replacement Fee.

How To Apply

Applying for a Rustan's Citi Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.

To be eligible, you must meet the following criteria

You must be:

  • At least 21 years of age or older.
  • A resident of the Philippines with a valid Philippine billing address.

You must:

  • Have an annual income of P180,000 or higher.
  • Have a postpaid landline or a postpaid mobile phone.
  • Have a Tax Identification Number (TIN) and SSS/GSIS No.

Information required when applying online:

  • Personal information.
  • Employment/Financial information.
  • Other credit card information.

Documents required:

  • Photocopy of any two (2) valid IDs with photo and signature.
  • SSS Photocard
  • TIN ID Card
  • Passport
  • Driver's License
  • Company ID
  • Proof of income

If Employed, you are required to submit any two (2) of the following:

  • Latest Income tax return (ITR) duly stamped as received by the BIR.
  • W2 (BIR Form 2316)
  • Latest payslip (within last 3 months)
  • Original Certificate of Employment
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets less than P15 million, you are required to submit one (1) of the following:

  • Latest Audited Financial Statement (AFS) duly stamped as received by the BIR.
  • Latest Income Tax Return (ITR) duly stamped as received by the BIR
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets greater than P15 million, you are required to submit all of the following:

  • Latest Audited Financial Statement (AFS) with BIR or bank stamp.
  • Latest Income Tax Return (ITR) with BIR or bank stamp (2 pages)

If you are a foreign national, you required to submit any one (1) of the following:

  • Visa and Working Permit (with validity of 1 year and not expired at time of application)
  • Immigration Certificate of Residence (ICR)
  • Alien Certificate of Registration (ACR - iCard type with permanent status)

Click here to view Rustan's Citi Card Terms & Conditions

Click here to view Citi Card Terms & Conditions