CITI CASH BACK® CARD

Everyday rebates.

Everyday rebates.

Benefits at a glance:

Benefits at a glance
Citi Cash Back Card

CITI CASH BACK CARD

Benefits at a glance
Benefits

Get rebates at supermarkets everywhere.

To enjoy the maximum rebates, just make sure to spend at least P10,000 per month on all your other non-supermarket and non-Meralco expenses such as gas, medicine, dining bills or department store purchases.

Total Non-Supermarket or Non-Meralco Spend Supermarket Rebate
P10,000 and above 6%
Below P10,000 0.20%

Save on your electricity bills.

Simply pay for your bill through any of the following options:

  • Enroll your Meralco Account into Citi® One Bill®, a payment facility that automatically charges your electricity and other utility bills to your credit card account. To enroll, simply call 995 9999.
  • Log on to Citibank® Online and pay for your bill using your Citi Cash Back® Card account.

Like your supermarket rebates, enjoy the most savings by consolidating non-Meralco & non-supermarket purchases on your card:

Total Non-Supermarket or Non-Meralco Spend Meralco Rebate
P10,000 and above 2%
Below P10,000 0.20%

Save on all your other purchases.

Enjoy a 0.20% rebate on all other purchases charged to your card, e.g., gas, cellphone bills, travel expenses, online and boutique shopping, dining bills, department store purchases, tuition fees, gadgets, and appliances.

Waived Principal Card Annual Fees.

Just spend at least P15,000 a month or P180,000 a year and your P2,800 principal card annual fee will be automatically waived.

Here's a sample computation on how you can enjoy more savings:

  Monthly Expenses   Spend   Rebate   Rebate Earned
  Supermarket Expenses  
P
7,500.00
  6%  
P
450.00
  Meralco Bill  
P
4,500.00
  2%  
P
90.00
  Non-Supermarket &
Non-Meralco Expenses
   
  Gas  
P
4,000.00
  0.20%  
P
8.00
  Drugstore  
P
1,500.00
  0.20%  
P
3.00
  Cellphone Bills  
P
1,800.00
  0.20%  
P
3.60
  Gadgets and Appliances  
P
6,000.00
  0.20%  
P
12.00
  Shopping  
P
4,500.00
  0.20%  
P
9.00
  Sub-Total  
P
17,800.00
         
  Total Rebates Earned for the Month  
P
575.60

You can save as much as P14,800 per year with your Citi Cash Back® Card.
This includes your maximum yearly rebate of P12,000 and your waived annual fee worth P2,800.

Get your rebates when you need them the most.

You will have the flexibility to accumulate your rebates and redeem them when you need them the most.

Whether it be for a special occasion or an unplanned expense, just call our 24-Hour CitiPhone® to redeem your rebates. Plus, there is no limit to the amount of rebates that you can redeem as long as they are in increments of P500.

Features

Worldwide Acceptance and Recognition

Your Citi® Card is accepted in 29 million establishments in over 150 countries.

High Credit Limit

Get extra purchasing power with higher credit lines.

Combined Credit Limit

Enjoy utmost flexibility to choose the best card with each swipe through Combined Credit Limit. This is the total credit limit of all your cards, which can be accessed by each of them. Plus, if you have maintained good credit standing, you can easily apply for another Citi® Card without additional income documents. Just call our 24-Hour CitiPhone®.

Supplementary Cards

Share the benefits of your card to up to seven (7) of your relatives and friends. You can assign spend limits of as low as P10,000 for each card.

Citi PayLite®

Enjoy 0% interest or affordable monthly add-on rates at participating establishments nationwide, allowing you to pay in light and easy installments from 3, 6, 9, 12, 18, and 24 months.

Citi PayLite® After Purchase

Whether shopping locally, abroad or online, you can convert your straight single-receipt purchases of at least P5,000 into PayLite.

Shop with peace of mind knowing you can enjoy flexible payment terms of 3 to 24 month installments even after your purchase. Simply call our 24-Hour Hotline at 423 3000423 3000 to convert your recent transactions to PayLite.

Please note that your application is subject to credit evaluation and approval.

Please continue to pay for at least the minimum amount due reflected on your statement of account before the due date to avoid unnecessary interest charges and late charge, and to maintain your credit history.

Citi® Dining Privileges

Savor the best dining deals in over 1,000 locations in the Philippines.

Citi World Privileges®

Get discounts, freebies, upgrades and more at over 5,000 establishments around the world.

Citi® Member-Get-Member

Get exciting rewards from Citi® all year round. Introduce the benefits of your card by simply referring your family and friends to sign up for their very own Citi® Card.

Citi Globeshopper®

Get your favorite US brands delivered right at your doorstep with Citi Globeshopper.

Citi Cash Advance®

Be ready for emergencies and life's little surprises. With your card, you can withdraw cash from any ATM in the Philippines and over a million Visa/Plus and MasterCard/Maestro/Cirrus ATMs worldwide.

Citi® CreditShield Plus

Enroll in CreditShield Plus and cast away your worries on your credit card. Don't let loss of life or critical illness affect your creditworthiness and family's financial future. Enroll in CreditShield Plus today and get maximum credit card protection by simply calling our 24-Hour CitiPhone®.

Citi Card Protection® Plan

Protect yourself from possible fraud due to card loss and identity theft today with Citi Card Protection® Plan 1. This feature absolves the cardholder from any financial liability, in case the card is used for fraudulent purposes from the time the loss is report to our 24-Hour CitiPhone®. To enroll, simply call our 24-Hour CitiPhone®.

Credit Line Increase

If you have been a cardholder for more than a year, have not had a credit line increase in the last six (6) months and have maintained good credit standing, you may apply for a credit line increase; or If you are travelling abroad, let us know if you need additional credit line to ensure convenience and uninterrupted service. To request, call our 24-Hour CitiPhone®. Please note that this is still subject to credit verification.

Citi® One Bill®

Settle all your bills with only one due date to remember. Citi® One Bill® charges your periodic utility bills, insurance premiums or donations to charitable organizations to your card through an auto-debit arrangement.

Peso Payment Overseas

When you use your card overseas, you have the advantage to pay for purchases in Pesos.

Citibank® Online

Enjoy a wide range of online services like viewing your account information, paying your bills & managing your finances 24 hours a day, 7 days a week.

24-Hour CitiPhone®

You can inquire or transact with us anytime you want with our 24-Hour CitiPhone®. Simply call 995 9999995 9999 in Metro Manila, 234 9999234 9999 in Cebu, 1 800 10 995 99991 800 10 995 9999 toll-free from other provinces or +63 2 995 9999+63 2 995 9999 from abroad.

Citi® Electronic Statement

Receive your statements faster and be updated on our latest promotions and offers. Your statement will be sent to your email in a password-protected file as soon as it's available. You can also view your statements for the past 12 months by logging on to www.citibank.com.ph.

How To Apply

Applying for a Citi Cash Back® Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.

To be eligible, you must meet the following criteria

You must be:

  • At least 21 years of age or older
  • A resident of the Philippines with a valid Philippine billing address

You must:

  • Have an annual income of P250,000 or higher
  • Have a postpaid landline or a postpaid mobile phone
  • Have a Tax Identification Number (TIN) and SSS/GSIS No. to apply for a Citi® Card

Information required when applying online:

  • Personal information
  • Employment/Financial information
  • Other credit card information

Documents required:

  • Photocopy of any two (2) valid IDs with photo and signature
  • SSS Photocard
  • TIN ID Card
  • Passport
  • Driver's License
  • Company ID
  • Proof of income

If Employed, you are required to submit any two (2) of the following:

  • Latest Income tax return (ITR) duly stamped as received by the BIR
  • W2 (BIR Form 2316)
  • Latest payslip (within last 3 months)
  • Original Certificate of Employment
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets less than P15 million, you are required to submit one (1) of the following:

  • Latest Audited Financial Statement (AFS) duly stamped as received by the BIR
  • Latest Income Tax Return (ITR) duly stamped as received by the BIR
  • Photocopy of your most recent credit card billing statement from other banks (if any)

If self-employed with assets greater than P15 million, you are required to submit all of the following:

  • Latest Audited Financial Statement (AFS) with BIR or bank stamp
  • Latest Income Tax Return (ITR) with BIR or bank stamp (2 pages)

If you are a foreign national, you required to submit any one (1) of the following:

  • VISA and Working Permit (with validity of 1 year and not expired at time of application)
  • Immigration Certificate of Residence (ICR)
  • Alien Certificate of Registration (ACR - iCard type with permanent status)

Click here to view Citi Cash Back® Card Terms & Conditions.

Click here to view Citi® Card Terms and Conditions.