Enjoy the high interest rate of a Time Deposit
with the flexibility of a Savings account.
With a Citi e-Savings Plus Account, you lock a bright future without locking in your life's savings. If you're looking for high interest, while protecting your principal and not commiting to a fixed term, the
Citi e-Savings Plus is right for you.
What is Citi e-Savings Plus? Citi e-Savings Plus is an online account that is better than
a regular time deposit2.
Here's why:
WITH A REGULAR TIME DEPOSIT2 YOU GET:
WITH e-SAVINGS PLUS YOU ENJOY:
An interest rate higher than a savings account
Higher interest rate at 3%p.a1 with no fixed term
A penalty when you pre-terminate your deposit
No pre-termination penalty; you can withdraw your funds when you need to
And with Citi's e-Savings Plus you can check your account balance
and transfer funds in and out of your account, online.
Min. Balance Requirement
P100,000
Interest Rate Structure
0% for the first P100,000
3% gross p.a. for the portion of the balance over P100,000
Withdrawals
FREE for Online transfers to and from a Citi Everyday Banking account3
Tax
20% withholding tax on interest
You may also contact us at:
CITIBANK 995 9999 (Metro Manila) or 234 9888 (Cebu) CITIBANK SAVINGS 02 995 1888
1 Interest rate is based on gross rate per annum and applies to the portion of the balance above P100,000. Interest rate may change without prior notice, subject to market rates. 2 Based on other bank's published TD rates for 1-6 months tenors. 3 Transfers may also be made through other Citi accounts (i.e Bonus Saver and High Rate Saver) however subject to the terms of the said accounts and the allotted number of FREE withdrawals per month. 4Subject to Citibank credit approval criteria.
Effective September 1, 2010, there will no longer be a monthly minimum balance requirement for each Citi deposit accounts. Instead the client's Total Relationship Balance (TRB), which refers to the combined average daily balance of the client's deposit and investment accounts, will be used to determine monthly balance. The TRB required per month is P300,000 while the minimal fee for falling below TRB is P300.
For more details please call:
Citibank at 995 9999 (Metro Manila) or 1800 10 995 9999 (outside Metro Manila thru PLDT)
Citibank Savings at 995 1888 (Metro Manila) or 1800 10 995 1888 (outside Metro Manila thru PLDT).
Member of the Philippine Deposit Insurance Corporation.
Maximum deposit insurance for each depositor is P500,000. Subject to PDIC terms.